Garrard County property record for 575 Windswept Dr, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba |
| Lot Size | 4.45 acres (193,842 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jul 2008) |
| Tax Bill | $1,112 (2025) |
| Deeds & Mortgages | Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-55 |
| Primary APN | 35-55 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 193,842 sqft (4.45 acres) |
| Garage Type | Basement |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 23801 |
|---|---|
| Street Address | 575 WINDSWEPT DR |
| City | LANCASTER |
| State | KY |
| Zip | 40444-8474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & 4.45 AC LOT 8 |
| Legal Subdivision | WINDSWEPT ESTATES |
| Legal Lot Number | 8 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 970300 |
575 Windswept Dr is owned and occupied by an individual who bought it in July 2008.
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 575 WINDSWEPT DR, LANCASTER, KY 40444-8474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2008 · Amount on File |
| Deed Sale | Jul 22, 2008 · Amount on File |
| Deed Book / Page | 250 / 445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jan 25, 2022 |
| Property Address | 575 WINDSWEPT DR, LANCASTER, KY 40444-8474 |
| Document Number | 000D314/16 |
| Book / Page | D314 / 16 |
| Map Reference | DB 250 PG 445 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 167250 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1095 CLEVELAND FORD RD, NICHOLASVILLE, KY 40356-9534 |
| Name | Verified Name |
|---|---|
| Address | 575 WINDSWEPT DR, LANCASTER, KY 40444-8474 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 575 Windswept Dr was $1,112, down 0.4% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,000 (-) Land $25,000 Building $80,000 | $105,000 (-) Land $25,000 Building $80,000 | |
| 2025 | $1,112.00 (-0.45%) | $105,000 (-) Land $25,000 Building $80,000 | $105,000 (-) Land $25,000 Building $80,000 |
| 2024 | $1,117.00 (+7.51%) | $105,000 (+10.53%) Land $25,000 Building $80,000 | $105,000 (+10.53%) Land $25,000 Building $80,000 |
| 2023 | $1,039.00 | $95,000 Land $20,000 Building $75,000 | $95,000 Land $20,000 Building $75,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 575 Windswept Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 575 Windswept Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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