Habersham County property record for 575 Winding Stair Rd, Clarkesville, GA 30523
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,514 sqft · built 1984 |
| Lot Size | 2.37 acres (103,237 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Feb 2026) |
| Tax Bill | $1,762 (2026) |
| Deeds & Mortgages | Nov 2008 Mortgage Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039 026 |
| Primary APN | 039 026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,514 sqft Heated Area |
| Gross Area | 3,248 sqft |
| 1st Floor Area | 1,514 sqft |
| Basement Area | 986 sqft |
| Unfinished Basement | 986 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 103,237 sqft (2.37 acres) |
| Garage Area | 1,552 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Canopy | 816 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 381915 |
|---|---|
| Street Address | 575 WINDING STAIR RD |
| City | CLARKESVILLE |
| State | GA |
| Zip | 30523-4141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 11-156 737-739 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CLARKESVILLE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 204 |
575 Winding Stair Rd is owned and occupied by an individual who bought it in February 2026.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 575 WINDING STAIR RD, CLARKESVILLE, GA 30523-4141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2008 | Deed of Trust, Mortgage · Conventional Mortgage WESTBROOK KENNETH |
| Feb 2, 2026 | Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2026 · Amount on File |
| Deed Sale | Feb 2, 2026 · Amount on File |
| Deed Book / Page | 1422 / 137 |
| Prior Transfer Date | Jan 30, 2026 |
| Prior Transfer Doc | 1422000137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 575 WINDING STAIR RD, CLARKESVILLE, GA 30523-4141 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000868/965 |
|---|---|
| Date | Nov 18, 2008 |
| Book Page | 868/965 |
| Name | WESTBROOK KENNETH |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 1, 2009 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Feb 2, 2026 |
| Property Address | 575 WINDING STAIR RD, CLARKESVILLE, GA 30523-4141 |
| Document Number | 001422/137 |
| Book / Page | 1422 / 137 |
| Instrument Date | Jan 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2.65 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 575 WINDING STAIR RD, CLARKESVILLE, GA 30523-4141 |
| Document Number | 0001422139 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 1422/139 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATI |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2056 |
The 2026 property tax bill for 575 Winding Stair Rd was $1,762 with exemptions applied, down 3.1% from the year before.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,762.00 (-3.08%) Homeowner's exemption Senior Citizen's exemption | $125,264 (+3.92%) Land $17,600 Building $107,664 | $313,160 (+3.92%) Land $44,000 Building $269,160 |
| 2025 | $1,818.00 Homeowner's exemption Senior Citizen's exemption | $120,542 Land $17,600 Building $102,942 | $301,356 Land $44,000 Building $257,356 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $79,460 (+12.38%) Land $13,200 Building $66,260 | $198,650 (+12.38%) Land $33,000 Building $165,650 |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $70,708 Land $13,200 Building $57,508 | $176,770 Land $33,000 Building $143,770 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 575 Winding Stair Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 575 Winding Stair Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| TrailWave Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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