Cook County property record for 575 Thorndale Dr, Elgin, IL 60120
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 1.5 ba · 1,222 sqft · built 1984 |
| Lot Size | 0.113 acres (4,923 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Oct 2020) |
| Tax Bill | $5,181 (2023) |
| Deeds & Mortgages | Jun 2023 Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-20-103-098 |
| Primary APN | 06-20-103-098 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,222 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Modern |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 4,923 sqft (0.113 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 575 THORNDALE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8114 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | (PARKWOOD) (II) (UNIT1) SUB OF PT OF SECS17,19 & IN N W SEC 20-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 20 |
| Legal Subdivision | PARKWOOD II UNIT1 |
| Legal Lot Number | 44 |
| Legal Unit | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 804406 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 575 THORNDALE DR, ELGIN, IL 60120-8114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Oct 14, 2020 | Warranty Deed, Transfer · FHA Mortgage INLANTA MTG |
| May 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2020 · Amount on Record |
| Deed Sale | Oct 14, 2020 · Amount on Record |
| Prior Sale | Mar 9, 2006 · Amount on Record |
| Deed Document Number | 202057005 |
| Prior Transfer Date | May 17, 2004 |
| Prior Transfer Doc | 0000035132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 575 THORNDALE DR, ELGIN, IL 60120-8114 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 575 THORNDALE DR, ELGIN, IL 60120-8114 |
| Document Number | 0017412033 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 2317412033 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 14, 2020 |
| Property Address | 575 THORNDALE DR, ELGIN, IL 60120-8114 |
| Document Number | 2028857005 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 28857005 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2020 |
| Title Company | ATLAS TITLE, ATLAS TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 TIMES SQ #116 ELGIN IL 601207806, 116, ELGIN, IL 60120-7806 |
| Document Number | 2028857006 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 28857006 |
| Name | INLANTA MTG |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 13, 2050 |
| Rate | 3.5% |
|---|
| Document Number | 2028857007, |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 28857007 |
| Name | ILLINOIS HSNG DEV AUTHORITY |
|---|---|
| Address | CHICAGO, IL 60601 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 575 THORNDALE DR, ELGIN, IL 60120-8114 |
| Document Number | 1915712022 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 575 THORNDALE DR ELGIN IL 601208114, ELGIN, IL 60120-8114 |
| Document Number | 1915712022 |
|---|---|
| Date | Jun 6, 2019 |
| Instrument | 15712022 |
| Name | WINTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEMONT, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 5, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,000 (+22.24%) Land $3,446 Building $18,554 | $220,000 (+22.24%) Land $34,460 Building $185,540 | |
| 2023 | $5,181.00 (+2.92%) | ||
| 2022 | $5,034.00 Homeowner's exemption | $17,998 Land $2,998 Building $15,000 | $179,980 Land $29,980 Building $150,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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