575 S Wise Dr, Sumter, SC 29150 Property Records

Sumter County property record for 575 S Wise Dr, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,313 sqft · built 1998
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$219,900 (Feb 2021)
Tax Bill	$1,759 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`204-10-01-040`

Property Details

APN / Parcel Number

Primary APN	`204-10-01-040`
Alternative APN	`25738`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,313 sqft Living Area
1st Floor Area	2,313 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Width	125 ft Width
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Patio Area	251 sqft
Shed	1 Shed
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	61 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	25738
Old Parcel Number	204 10 01 040
Street Address	575 S WISE DR
City	SUMTER
State	SC
Zip	29150-3269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 3 PB97-159 PB98-75 0.50 AC
Legal Subdivision	PLAT/JOSEPH R EDWARDS
Legal Lot Number	3
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	1
Census Block	1002
Census Tract	902

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	575 S WISE DR, SUMTER, SC 29150-3269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
May 2, 2019	Deed, Transfer · VA Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	May 2, 2019
Deed Document Number	0012811657
Deed Book / Page	1281 / 1657
Record Updated	Jun 8, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Feb 24, 2021
Property Address	575 S WISE DR, SUMTER, SC 29150-3269
Document Number	0012811657
Book / Page	1281 / 1657
Map Reference	MB 98 PG 75
Instrument Date	Feb 4, 2021
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	575 S WISE DR, SUMTER, SC 29150-3269

Mortgage

Document Number	0012811660
Date	Feb 24, 2021
Instrument	1281/1660

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	May 2, 2019
Property Address	575 S WISE DR, SUMTER, SC 29150-3269
Document Number	0012545841
Book / Page	1254 / 5841
Map Reference	MB PB98 PG 75
Instrument Date	Apr 30, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 S WISE DR, SUMTER, SC 29150-3269

Mortgage

Document Number	0012545845
Date	May 2, 2019
Instrument	1254/5845

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,759.00 (-65.53%)	$9,130 (-) Land $1,250 Building $7,880	$228,220 (-) Land $31,250 Building $196,970
2023		$9,130 (-33.36%) Land $1,250 Building $7,880	$228,220 (-) Land $31,250 Building $196,970
2022	$5,103.00	$13,700 Land $1,880 Building $11,820	$228,220 Land $31,250 Building $196,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	29 (1998–2020)
Claims Outside the SFHA	7 of 29
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FTC.

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