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575 S Hemlock Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 575 S Hemlock Rd, Hemlock, MI 48626

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,528 sqft · built 1968
Lot Size4.13 acres (179,903 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Apr 2020)
Tax Bill$1,339 (2025)
Deeds & MortgagesJul 2026 Mortgage
Apr 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN22-12-2-27-3008-000

Property Details

APN / Parcel Number

Primary APN22-12-2-27-3008-000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,528 sqft Living Area
1st Floor Area1,528 sqft
Basement Area1,528 sqft
Unfinished Basement1,528 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area179,903 sqft (4.13 acres)
Garage Area1,472 sqft
Parking Spaces5 Parking Spaces
PorchCovered Porch
Porch Area592 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address575 S HEMLOCK RD
CityHEMLOCK
StateMI
Zip48626-9413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionS 365.83 FT OF ALL THAT PT OF SW 1/4 OF SW 1/4 LYING S OF C&O R R R/W EXC E 232.67 FT OF W 724.41 FT ALSO EXC BEG AT A PT 724.41 FT E OF SW COR OF SD SEC 27 TH N 365.83 FT AT RGT ANGLES TO THE SD S SEC LINE TH AT RGT ANGLES E 603.77 FT TO THE W 1/8 L
Legal Range02E
Legal Township12N
Legal Section27
JurisdictionSAGINAW MI
Township / Civil DivisionRICHLAND
Census Block Group2
Census Block2012
Census Tract12100

Owner

Source: Saginaw County records · APN 22-12-2-27-3008-000

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address575 S HEMLOCK RD, HEMLOCK, MI 48626-9413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
STAUNTON FINANCIAL INC
Apr 22, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 15, 2020Warranty Deed, Transfer
MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 15, 2020 · Amount on Record
Deed SaleApr 15, 2020 · Amount on Record
Deed Document Number202011221
Last Transfer DateApr 21, 2020
Transfer Doc0000011557
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Recording DateJul 14, 2026
Property Address575 S HEMLOCK RD, HEMLOCK, MI 48626-9413
Document Number0000018481
Instrument DateJul 13, 2026
Instrument202618481
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address575 S HEMLOCK RD, HEMLOCK, MI 48626-9413

Mortgage

Document Number0000018481,
DateJul 14, 2026
Instrument202618481
Lender
NameSTAUNTON FINANCIAL INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAGINAW MI
Recording DateApr 22, 2020
Property Address575 S HEMLOCK RD, HEMLOCK, MI 48626-9413
Document Number0000011557
Instrument DateApr 21, 2020
Instrument11557
Transaction TypeTransfer
Record UpdatedJun 30, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address575 S HEMLOCK RD HEMLOCK MI 486269413, HEMLOCK, MI 48626-9413

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateApr 15, 2020
Property Address575 S HEMLOCK RD, HEMLOCK, MI 48626-9413
Document Number0000011221
Instrument DateMar 31, 2020
Instrument11221
Transaction TypeTransfer
Record UpdatedJun 29, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$205.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate
Address9230 FARLEY RD PINCKNEY MI 481699148, PINCKNEY, MI 48169-9148

Mortgage

Document Number11222
DateApr 15, 2020
Instrument11222
Lender
NameMORTGAGE 1 AT SUBURBAN
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
AmountAmount Recorded
Term360 Months
DueApr 14, 2050

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionRichland Township
Unified School DistrictHemlock Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$170,500 (+26.95%)$341,000 (+26.95%)
2025$1,339.00 (-72.17%) Homeowner's exemption
2023$134,300$268,600
2022$4,812.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 112 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
LakeNet
Fiber		1,000 / 500
Verizon
Fixed Wireless		300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemHEMLOCK/RICHLAND TOWNSHIP
serves 1,632 people
Water SourceGroundwater
Last State InspectionApr 2024
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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