575 Risso Ct, Santa Cruz, CA 95062 Property Records

Santa Cruz County property record for 575 Risso Ct, Santa Cruz, CA 95062

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,892 sqft · built 1981
Lot Size	0.141 acres (6,142 sqft)
Owner	2 Individual Names on File
Last Sale	$1,612,000 (Jul 2021)
Tax Bill	$21,021 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028-062-07`

Property Details

APN / Parcel Number

Primary APN	`028-062-07`
Alternative APN	`028-062-07-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,892 sqft Living Area
Gross Area	2,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	6,142 sqft (0.141 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	575 RISSO CT
City	SANTA CRUZ
State	CA
Zip	95062-4938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Subdivision	TRACT NO 798
Legal Lot Number	3
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1009
Census Tract	121502

Owner

575 Risso Ct is owned and occupied by two individuals who acquired it in September 2023.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	575 RISSO CT, SANTA CRUZ, CA 95062-4938
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Intrafamily Transfer, Transfer
Nov 2, 2021	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Jul 19, 2021	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Prior Sale	Oct 13, 2004 · Amount on File
Deed Document Number	202138104
Last Transfer Date	Sep 29, 2023
Transfer Doc	0000022426
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 20, 2023
Property Address	575 RISSO CT, SANTA CRUZ, CA 95062-4938
Document Number	0000022426
Map Reference	MB 65 PG 62
Instrument Date	Sep 29, 2023
Instrument	2023-0022426
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	575 RISSO CT, SANTA CRUZ, CA 95062-4938

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	575 RISSO CT, SANTA CRUZ, CA 95062-4938
Transaction Type	Mortgage
Record Updated	Nov 18, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 RISSO CT, SANTA CRUZ, CA 95062-4938

Mortgage

Document Number	0000054681
Date	Nov 2, 2021
Instrument	2021-0054681

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 19, 2021
Property Address	575 RISSO CT, SANTA CRUZ, CA 95062-4938
Document Number	0000038104
Map Reference	MB 65 PG 62
Instrument Date	Jul 13, 2021
Instrument	2021-0038104
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,773.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	575 RISSO CT, SANTA CRUZ, CA 95062-4938

Mortgage

Document Number	0000038105
Date	Jul 19, 2021
Instrument	2021-0038105

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 575 Risso Ct was $21,021.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Live Oak Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,744,880 (+2%) Land $1,221,416 Building $523,464
2025	$21,021.00	$1,710,667 Land $1,197,467 Building $513,200
2023	$19,334.00 (+2.25%)	$1,644,240 Land $1,150,968 Building $493,272	$1,631,250
2022	$18,909.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 575 Risso Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 575 Risso Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000

May also be available: AT&T, Etheric Networks, GeoLinks, T-Mobile.

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