575 Morphy Ave, Fairhope, AL 36532 Property Records

Baldwin County property record for 575 Morphy Ave, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,542 sqft · built 1990
Lot Size	0.236 acres (10,296 sqft)
Owner	Individual Name on File
Tax Bill	$1,537 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-03-37-0-008-005.505`

Property Details

APN / Parcel Number

Primary APN	`46-03-37-0-008-005.505`
Alternative APNs	`339120` `14745`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,542 sqft Heated Area
1st Floor Area	1,542 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	10,296 sqft (0.236 acres)
Lot Dimensions	132 ft deep x 78 ft wide
Utility Building	77 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	339120
Street Address	575 MORPHY AVE
City	FAIRHOPE
State	AL
Zip	36532-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	78' X 132' E 78' OF S 132' OF LAND N OF MORPHY AVE & W OF MERSHON IN DIV 4 FST GR SEC 37-T6S-R2E (WBOS) LEASE IN#1652707
Legal Subdivision	MORPHY AVE&W MERSHON ST
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	3
Census Block	3019
Census Tract	11202

Owner

575 Morphy Ave is owned and occupied by an individual who acquired it in August 2017.

Source: Baldwin County records, as of April 16, 2026

Owner of Record	Individual Name on File
Mailing Address	575 MORPHY AVE, FAIRHOPE, AL 36532-1844
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 28, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Aug 14, 2017	Trustee's Deed, Construction Loan · Construction Mortgage MARY W OLLINGER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2017
Deed Sale	Aug 28, 2017
Prior Sale	Apr 17, 2014 · Amount on File
Deed Document Number	20171652708
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	575 MORPHY AVE, FAIRHOPE, AL 36532-1844
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001896622
Date	Mar 9, 2021
Instrument	1896622

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	575 MORPHY AVE, FAIRHOPE, AL 36532-1844
Document Number	0001794184
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 MORPHY AVE FAIRHOPE AL 365321844, FAIRHOPE, AL 36532-1844

Mortgage

Document Number	0001794184
Date	Nov 8, 2019
Instrument	1794184

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 28, 2017
Property Address	575 MORPHY AVE, FAIRHOPE, AL 36532-1844
Document Number	0001652708
Instrument Date	Aug 21, 2017
Instrument	1652708
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 MARY BALL RD LANCASTER VA 225032229, LANCASTER, VA 22503-2229

Mortgage

Document Number	1652709
Date	Aug 28, 2017
Instrument	1652709

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2047

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 14, 2017
Property Address	575 MORPHY AVE, FAIRHOPE, AL 36532-1844
Instrument Date	Aug 14, 2017
Instrument	1650109
Transaction Type	Construction Loan
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001650109
Date	Aug 14, 2017
Instrument	1650109

Lender

Name	MARY W OLLINGER
Address	1 MASONIC DR, FAIRHOPE, AL 36532-2322

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 13, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 575 Morphy Ave was $1,537 with exemptions applied.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,537.00	$39,400 Land $23,340 Building $16,060	$403,900 Land $239,400 Building $164,500
2023	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$36,020 (+15.01%)	$360,100 (+15.01%) Land $218,400 Building $141,700
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$31,320	$313,100 Land $187,200 Building $125,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 575 Morphy Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 units insured incl. 4 condo units
Nearby Flood Claims	9 (1979–2016)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Aug 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 575 Morphy Ave is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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