575 Morgans Mill Dr, Penhook, VA 24137 Property Records

Franklin County property record for 575 Morgans Mill Dr, Penhook, VA 24137

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,762 sqft · built 1991
Lot Size	0.762 acres (33,193 sqft)
Owner	Individual Name on File
Tax Bill	$6,666 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051 09-118 00`

Property Details

APN / Parcel Number

Primary APN	`051 09-118 00`
Alternative APN	`16335`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,762 sqft Living Area
Gross Area	6,742 sqft
1st Floor Area	2,748 sqft
Basement Area	1,832 sqft
Finished Basement	916 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,193 sqft (0.762 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	650 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	346 sqft
Deck Area	48 sqft
Patio Area	204 sqft
Balcony Area	14 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	16335
Street Address	575 MORGANS MILL DR
City	PENHOOK
State	VA
Zip	24137-5219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	THE WATER'S EDGE LOT 351A-1 SECTION 6
Legal Subdivision	THE WATER'S EDG
Legal Lot Number	351A-1
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	2
Census Block	2007
Census Tract	20102

Owner

575 Morgans Mill Dr is owned and occupied by an individual who acquired it in January 2008.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	575 MORGANS MILL DR, PENHOOK, VA 24137-5219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Aug 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2008
Deed Sale	Jan 22, 2008
Prior Sale	May 24, 2005
Deed Document Number	2008602
Deed Book / Page	929 / 1728
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	575 MORGANS MILL DR, PENHOOK, VA 24137-5219
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011652071
Date	Jun 29, 2021
Book Page	1165/2071
Instrument	210006086

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	Aug 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	575 MORGANS MILL DR, PENHOOK, VA 24137-5219
Document Number	0011261422
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 MORGANS MILL DR PENHOOK VA 241375219, PENHOOK, VA 24137-5219

Mortgage

Document Number	0011261422
Date	Aug 28, 2019
Book Page	001126/001422
Instrument	5281

Lender

Name	PNC BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 575 Morgans Mill Dr was $6,666.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,666.00	$1,550,300 Land $472,000 Building $1,078,300	$1,550,300 Land $472,000 Building $1,078,300
2023	$5,563.00	$912,100 (-) Land $411,300 Building $500,800	$912,100 (-) Land $411,300 Building $500,800
2022		$912,100 Land $411,300 Building $500,800	$912,100 Land $411,300 Building $500,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 575 Morgans Mill Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 575 Morgans Mill Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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