575 Laurel Ln, Murfreesboro, TN 37127 Property Records

Rutherford County property record for 575 Laurel Ln, Murfreesboro, TN 37127

Property Summary

Property Type	Single Family Home
Details	1,829 sqft · built 1987
Lot Size	0.684 acres (29,785 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Sep 2011)
Tax Bill	$1,683 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`149N-A-005.02-000`

Property Details

APN / Parcel Number

Primary APN	`149N-A-005.02-000`
Alternative APNs	`149N A 00502` `R0104435`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,829 sqft Living Area
1st Floor Area	1,829 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	29,785 sqft (0.684 acres)
Lot Dimensions	180 ft deep x 166 ft wide
Garage Type	Detached
Garage Area	750 sqft
Driveway	Driveway
Porch	Slab
Porch Area	361 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0104435
Street Address	575 LAUREL LN
City	MURFREESBORO
State	TN
Zip	37127-6400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 194 COLONIAL ESTATES SEC 12 PH 1A PB 34 PGS 213-214 SPLIT OFF 149-44.01 FOR 10 166.7 X 180.31 IRR
Legal Subdivision	COLONIAL ESTATES SEC 12 PH 1A
Legal Block	1A
Legal Lot Number	194
Jurisdiction	RUTHERFORD TN
Township / Civil Division	6
Census Block Group	3
Census Block	3011
Census Tract	40702

Owner

575 Laurel Ln is owned and occupied by an individual who bought it in September 2011.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	575 LAUREL LN, MURFREESBORO, TN 37127-6400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHEAST FINANCIAL CU
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Aug 28, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2011 · Amount on File
Deed Sale	Sep 28, 2011 · Amount on File
Deed Book / Page	1083 / 3438
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	575 LAUREL LN, MURFREESBORO, TN 37127-6400
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 E MARKET ST, GREENWOOD, DE 19950-9700

Mortgage

Document Number	0023013126
Date	Dec 1, 2022
Book Page	2301/3126
Instrument	2474098

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	575 LAUREL LN, MURFREESBORO, TN 37127-6400
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21651087
Date	Nov 5, 2021
Book Page	2165/1087
Instrument	2402791

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	575 LAUREL LN, MURFREESBORO, TN 37127-6400
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	FOUNDATION T&E SERIES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19931224
Date	Nov 16, 2020
Book Page	1993/1224
Instrument	2319035

Lender

Name	SOUTHEAST FINANCIAL CU
Type	Credit Union
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2030

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	575 LAUREL LN, MURFREESBORO, TN 37127-6400
Document Number	RB18163426
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	575 LAUREL LN MURFREESBORO TN 371276400, MURFREESBORO, TN 37127-6400

Mortgage

Document Number	RB18163426
Date	Sep 25, 2019
Book Page	001816/003426
Instrument	2230564

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	575 LAUREL LN, MURFREESBORO, TN 37127-6400
Document Number	RB16053002
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	575 LAUREL LN MURFREESBORO TN 371276400, MURFREESBORO, TN 37127-6400

Mortgage

Document Number	RB16053002
Date	Sep 7, 2017
Book Page	001605/003002
Instrument	2104844

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 575 Laurel Ln was $1,683.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,000 (+23.75%) Land $27,500 Building $83,500	$444,000 Land $110,000 Building $334,000
2025	$1,683.00	$89,700 Land $13,750 Building $75,950
2023	$1,683.00	$89,700 Land $13,750 Building $75,950	$358,800 (-) Land $55,000 Building $303,800
2022			$358,800 Land $55,000 Building $303,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 575 Laurel Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 575 Laurel Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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