575 Hoover Rd, Hampstead, NC 28443 Property Records

Pender County property record for 575 Hoover Rd, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,880 sqft · built 2007
Lot Size	0.689 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Aug 2018)
Tax Bill	$2,745 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3283-91-1305-0000`

Property Details

APN / Parcel Number

Primary APN	`3283-91-1305-0000`
Alternative APNs	`000022119` `981313`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,880 sqft Living Area

Exterior

Year Built	Built 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	30,056 sqft (0.689 acres)

Exterior Amenities

Porch	Porch
Porch Area	360 sqft
Deck Area	480 sqft
Shed	1 Shed
Shed Area	144 sqft
Lean-To	96 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000022119
Old Parcel Number	3283 91 1305 0000
Street Address	575 HOOVER RD
City	HAMPSTEAD
State	NC
Zip	28443-7333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	.69 AC PB 30/121 ON W/S SR 1569
Legal Subdivision	2B
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1013
Census Tract	920203

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	575 HOOVER RD, HAMPSTEAD, NC 28443-7333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 13, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2018 · Amount on Record
Deed Sale	Aug 13, 2018 · Amount on Record
Prior Sale	Nov 30, 2005 · Amount on Record
Deed Document Number	0010014670
Deed Book / Page	1001 / 4670
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	575 HOOVER RD, HAMPSTEAD, NC 28443-7333
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047450577
Date	Mar 17, 2021
Book Page	4745/577

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	575 HOOVER RD, HAMPSTEAD, NC 28443-7333
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048100768
Date	Apr 11, 2023
Book Page	4810/768

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WILMINGTON, NC 28404

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 13, 2018
Property Address	575 HOOVER RD, HAMPSTEAD, NC 28443-7333
Document Number	0046701001
Book / Page	4670 / 1001
Map Reference	MB30 PG121
Instrument Date	Jul 10, 2018
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5126 EXTON PARK LOOP, 5126, CASTLE HAYNE, NC 28429-7401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 HOOVER RD, HAMPSTEAD, NC 28443-7333

Mortgage

Document Number	0046701004
Date	Aug 13, 2018
Instrument	4670/1004

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	Annually
Min Rate At Change	6%
Index	5-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,745.00 (+10.15%)	$598,983 (+119.45%) Land $77,333 Building $521,650	$598,983 (+119.45%) Land $77,333 Building $521,650
2023		$272,953 (-) Land $31,724 Building $241,229	$272,953 (-) Land $31,724 Building $241,229
2022	$2,492.00	$272,953 Land $31,724 Building $241,229	$272,953 Land $31,724 Building $241,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	96 (1992–2020)
Claims Outside the SFHA	30 of 96
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 48 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims Hurricane Fran, Sep 1996 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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