575 High St, Cramerton, NC 28032 Property Records

Gaston County property record for 575 High St, Cramerton, NC 28032

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,953 sqft · built 1922
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$390,000 (Aug 2023)
Tax Bill$3,137 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
Nov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN16001B16400

Property Details

APN / Parcel Number

Primary APN16001B16400
Alternative APNs
  • 3984955
  • 195118

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,953 sqft Heated Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area6,098 sqft (0.14 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area98 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address575 HIGH ST
CityCRAMERTON
StateNC
Zip28032-1224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1H
Legal DescriptionBURLINGTON/CRAMERTON BLK 9 L 4 16 001B 164 00 000
Legal SubdivisionBURLINGTON CRAMERTON
Legal Block9
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1005
Census Tract32202

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address575 HIGH ST, CRAMERTON, NC 28032-1224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2023Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Nov 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2023 · Amount on Record
Deed SaleAug 7, 2023 · Amount on Record
Deed Book / Page5426 / 2296
Prior Transfer DateAug 15, 2005
Prior Transfer Doc0041530111
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateAug 7, 2023
Property Address575 HIGH ST, CRAMERTON, NC 28032-1224
Document Number0054262296
Book / Page5426 / 2296
Map ReferenceMB 8 PG 36
Instrument DateAug 7, 2023
Transaction TypeTransfer
Record UpdatedSep 6, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$780.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3005 REDBUD DR, GASTONIA, NC 28056-8441

Transferred To (Grantee/Buyer)

NameVerified Name
Address575 HIGH ST, CRAMERTON, NC 28032-1224

Mortgage

Document Number0054262299
DateAug 7, 2023
Instrument5426/2299
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.27%
Type Change DateSep 1, 2028
Change Frequency5 Years
Min Rate At Change4.27%
Max Rate At Change8.27%
Index5-Year TN
Max Rate12.2%

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address575 HIGH ST, CRAMERTON, NC 28032-1224
Transaction TypeMortgage
Record UpdatedDec 22, 2022
Title CompanyAMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053791440
DateNov 23, 2022
Book Page5379/1440
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityCramerton Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,137.00$304,920 (-) Land $24,000 Building $280,920
2025$3,137.00 (-2.46%)$304,920 (-) Land $24,000 Building $280,920
2023$3,216.00 (+31.7%)$304,920 (+60.43%) Land $24,000 Building $280,920
2022$2,442.00$190,070 Land $18,000 Building $172,070
2021$190,070 Land $18,000 Building $172,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2013–2024)
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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