Albemarle County property record for 575 Forrest Rd, Charlottesville, VA 22902 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1991 |
| Square Footage | 1,966 sqft Finished Area |
| Lot Size | 95,832 sqft (2.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $650,000 (2026) |
| Tax Bill | $5,232.00 (2026) |
| Primary APN | 090B0-00-0A-02900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,966 sqft Finished Area |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Traditional Style |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Wood Construction |
| Roof Material | Wood Roof |
| Lot Area | 95,832 sqft (2.2 acres) |
| Driveway | Driveway Paver |
| Garage Area | 506 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 216 sqft Shed |
| Deck Area | 148 sqft Deck |
| Patio Area | 294 sqft Patio |
| Porch Area | 25 sqft Porch |
| Storage Building | 216 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Street Address | 575 FORREST RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-8746 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MARSHALL MANOR A 29 |
| Legal Subdivision | MARSHALL MANOR |
| Jurisdiction | ALBEMARLE VA |
| Minor Civil Division | SCOTTSVILLE |
| Census Blockgroup | 5 |
| Census Block | 5000 |
| Census Tract | 11301 |
Source: Albemarle County records · APN 090B0-00-0A-02900
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 575 FORREST RD, CHARLOTTESVILLE, VA 22902-8746 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed, Transfer · Conventional Mortgage CREDIT UNION COMMUNITY CREDIT UNION |
| Mar 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORP |
| Sep 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORP |
| Sep 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MTG |
| Oct 23, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MERIDIAN HM MTG |
| Oct 27, 2017 | Quit Claim Deed, Transfer RESEARCH TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on Record |
| Deed Sale | Jun 25, 2026 · Amount on Record |
| Prior Sale | Apr 20, 2012 · Amount on Record |
| Deed Doc Number | 20266240 |
| Prior Transfer Date | Oct 23, 2017 |
| Prior Transfer Doc | 0000012513 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jun 25, 2026 |
| Property Address | 575 FORREST RD, CHARLOTTESVILLE, VA 22902-8746 |
| Document Number | 0000006240 |
| Instrument Date | Jun 08, 2026 |
| Instrument | 20266240 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65,650.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 575 FORREST RD, CHARLOTTESVILLE, VA 22902-8746 |
| Document Number | 0000006241, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 20266241 |
| Name | CREDIT UNION COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 575 FORREST RD, CHARLOTTESVILLE, VA 22902-8746 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 575 FORREST RD, CHARLOTTESVILLE, VA 22902-8746 |
| Document Number | 202600002679 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 202600002679 |
| Name | SAGE HOME LOANS CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 175 Months |
| Due | Oct 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 575 FORREST RD, CHARLOTTESVILLE, VA 22902-8746 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 575 FORREST RD, CHARLOTTESVILLE, VA 22902-8746 |
| Document Number | 202500009001 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 202500009001 |
| Name | SAGE HOME LOANS CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 575 FORREST RD, CHARLOTTESVILLE, VA 22902-8746 |
| Document Number | 0000012725 |
| Instrument Date | Sep 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 575 FORREST RD CHARLOTTESVILLE VA 229028746, CHARLOTTESVILLE, VA 22902-8746 |
| Document Number | 0000012725 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 005388/000687 |
| Instrument | 12725 |
| Name | TOWNE MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 15, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 575 FORREST RD, CHARLOTTESVILLE, VA 22902-8746 |
| Document Number | 0000012514 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | RESEARCH TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 575 FORREST RD CHARLOTTESVILLE VA 229028746, CHARLOTTESVILLE, VA 22902-8746 |
| Document Number | 0000012514 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 004976/000316 |
| Instrument | 12514 |
| Name | MERIDIAN HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 26, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Oct 27, 2017 |
| Property Address | 575 FORREST RD, CHARLOTTESVILLE, VA 22902-8746 |
| Document Number | 0000012513 |
| Book / Page | 004976 / 000310 |
| Instrument Date | Oct 23, 2017 |
| Instrument | 12513 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2017 |
| Title Company | RESEARCH TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 575 FORREST RD CHARLOTTESVILLE VA 229028746, CHARLOTTESVILLE, VA 22902-8746 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,232.00 (+1.79%) | $585,200 (+1.77%) Land $153,800 Building $431,400 | $585,200 (+1.77%) Land $153,800 Building $431,400 |
| 2025 | $5,140.00 (+25.37%) | $575,000 (+19.77%) Land $128,100 Building $446,900 | $575,000 (+19.77%) Land $128,100 Building $446,900 |
| 2023 | $4,100.00 | $480,100 Land $100,000 Building $380,100 | $480,100 Land $100,000 Building $380,100 |
575 Forrest Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 5th in Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Southern Albemarle Rural Historic District listed 2007 · 1,869 contributing resources · NRIS 07001236 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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