575 E Main St, Wellington, IL 60973 Property Records

Iroquois County property record for 575 E Main St, Wellington, IL 60973

Property Summary

Property TypeSingle Family Home
Lot Size0.414 acres (18,067 sqft)
OwnerIndividual Name on File
Last Sale$69,500 (Dec 2019)
Tax Bill$3,428 (2025)
Deeds & MortgagesJul 2026 Construction Loan
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN40 14 280 011

Property Details

APN / Parcel Number

Primary APN40 14 280 011

Exterior

Lot Area18,067 sqft (0.414 acres)

Location & Zoning

Street Address575 E MAIN ST
CityWELLINGTON
StateIL
Zip60973
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMILTON'S ADD LTS 45 & 46
Legal SubdivisionHAMILTON'S ADD
Legal Lot Number45,46
JurisdictionIROQUOIS IL
Township / Civil DivisionLOVEJOY
Census Block Group1
Census Block1092
Census Tract950900

Owner

575 E Main St is owned and occupied by an individual who bought it in December 2019.

Source: Iroquois County records, as of July 17, 2026

Owner of RecordIndividual Name on File
Mailing Address575 E MAIN ST, WELLINGTON, IL 60973
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Deed of Trust, Mortgage · Construction Mortgage
FARMERS TRUST BANK
Dec 23, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST FARMERS BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2019 · Amount on File
Deed SaleDec 23, 2019 · Amount on File
Deed Document Number20193685
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIROQUOIS IL
Recording DateJul 16, 2026
Property Address575 E MAIN ST, WELLINGTON, IL 60973
Document Number0000002459
Instrument DateJul 10, 2026
Instrument20262459
Transaction TypeMortgage
Record UpdatedJul 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002459,
DateJul 16, 2026
Instrument20262459
Lender
NameFARMERS TRUST BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueAug 23, 2027
Interest
Rate6.52%
Max Rate-1%

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIROQUOIS IL
Recording DateDec 23, 2019
Property Address575 E MAIN ST, WELLINGTON, IL 60973
Document Number19R3685
Instrument DateDec 9, 2019
Instrument19R3685
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyCITYWIDE TITLE CORPORATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$104.25
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5200 NW 43RD ST # ST2, 5200, GAINESVILLE, FL 32606-4484

Transferred To (Grantee/Buyer)

NameVerified Name
Address575 E MAIN ST, WELLINGTON, IL 60973

Mortgage

Document Number19R3686
DateDec 23, 2019
Instrument19R3686
Lender
NameFIRST FARMERS BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 575 E Main St was $3,428 with a homeowner's exemption.

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyIroquois County
County SubdivisionLovejoy Township
MunicipalityWellington Village
Unified School DistrictHoopeston Area Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,428.00$44,250 Land $2,380 Building $41,870$132,750 Land $7,140 Building $125,610
2022$2,464.00 Homeowner's exemption$34,230 Land $1,850 Building $32,380$102,690 Land $5,550 Building $97,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 575 E Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2015–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 575 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWELLINGTON
serves 206 people · EPA ID IL0750950
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

Nearby Streets

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