Ashtabula County property record for 575 E Main St, Geneva, OH 44041
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,694 sqft · built 1910 |
| Lot Size | 0.461 acres (20,081 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $42,500 (Feb 2016) |
| Tax Bill | $2,182 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit Sep 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-019-00-027-00 |
| Primary APN | 20-019-00-027-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,694 sqft Living Area |
| Gross Area | 1,708 sqft |
| 1st Floor Area | 840 sqft |
| Basement Area | 14 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,081 sqft (0.461 acres) |
| View / Lot | Neighborhood / Spot |
| Porch | Open Frame Porch |
| Porch Area | 358 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 575 E MAIN ST |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041-1361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 E |
| Legal Subdivision | CONNECTICUT WESTERN RESERVE |
| Legal Lot Number | 2 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 802 |
Source: Ashtabula County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 575 E MAIN ST, GENEVA, OH 44041-1361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 4, 2016 | Deed of Trust, Mortgage · Conventional Mortgage WILLIAM D & VICTORIA E RISHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2016 · Amount on Record |
| Deed Sale | Feb 5, 2016 · Amount on Record |
| Prior Sale | Sep 14, 2000 · Amount on Record |
| Deed Document Number | 2016964 |
| Deed Book / Page | 605 / 2085 |
| Prior Transfer Date | Mar 27, 2009 |
| Prior Transfer Doc | 0000003944 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 575 E MAIN ST, GENEVA, OH 44041-1361 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004281 |
|---|---|
| Date | May 3, 2017 |
| Book Page | 635/0296 |
| Instrument | 201700004281 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 575 E MAIN ST, GENEVA, OH 44041-1361 |
| Document Number | 0000012856 |
| Book / Page | 000650 / 001823 |
| Instrument Date | Sep 4, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2018 |
| Name | Verified Name |
|---|---|
| Address | 575 E MAIN ST GENEVA OH 440411361, GENEVA, OH 44041-1361 |
| Document Number | 0000012856 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 000650/001823 |
| Instrument | 12856 |
| Name | WILLIAM D & VICTORIA E RISHER |
|---|---|
| Address | 104 ELIZABETH RD, GENEVA, OH 44041-9144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3% |
|---|
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,182.00 (+76.68%) | $26,750 (-) Land $3,890 Building $22,860 | $76,400 (-) Land $11,100 Building $65,300 |
| 2024 | $1,235.00 (-6.79%) | $26,750 (-) Land $3,890 Building $22,860 | |
| 2023 | $1,325.00 (+19.69%) | $26,750 (+21.48%) Land $3,890 Building $22,860 | $76,400 (+21.46%) Land $11,100 Building $65,300 |
| 2022 | $1,107.00 | $22,020 Land $2,980 Building $19,040 | |
| 2020 | $62,900 Land $8,500 Building $54,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1980–1986) |
| Most Recent Claim | Jun 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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