575 E Lake St, Apt 6, Petoskey, MI 49770 Property Records

Emmet County property record for 575 E Lake St, Apt 6, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 641 sqft · built 1940
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$112,000 (Sep 2018)
Tax Bill	$2,855 (2024)
Deeds & Mortgages	Jun 2026 Transfer Jun 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-103-106`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-103-106`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Units	6 Units
Building Area	641 sqft Living Area
1st Floor Area	641 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Condo/Apartment
Lot Area	17,860 sqft (0.41 acres)
Garage Area	220 sqft

Location & Zoning

Street Address	575 E LAKE ST, 6
City	PETOSKEY
State	MI
Zip	49770-2589
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	COP RM-2
Legal Description	LAKE TERRACE CONDOMINIUM PLAN 32, UNIT 6. SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	EMMET COUNTY CONDO 32
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1076
Census Tract	970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Mitchell Street Historic District listed 1986 · 284 contributing resources · NRIS 86001983

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

575 E Lake St, Apt 6 is owned by two individuals who acquired it in May 2026.

Source: Emmet County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1323, MACKINAC ISLAND, MI 49757-1323
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 29, 2026	Quit Claim Deed, Transfer Quitclaim
Sep 25, 2018	Deed of Trust, Mortgage CHEMICAL BANK
Dec 12, 2019	Deed, Transfer
Sep 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018 · Amount on File
Deed Sale	Sep 25, 2018 · Amount on File
Prior Sale	Jul 2, 2013 · Amount on File
Deed Document Number	20185159668
Deed Book / Page	1206 / 774
Last Transfer Date	May 27, 2026
Transfer Doc	0005229108
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Jun 29, 2026
Property Address	575 E LAKE ST, 6, PETOSKEY, MI 49770-2589
Document Number	0005229108
Book / Page	1276 / 60
Instrument Date	May 27, 2026
Instrument	20265229108
Transaction Type	Transfer
Record Updated	Jul 13, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Jun 29, 2026
Property Address	575 E LAKE ST, 6, PETOSKEY, MI 49770-2589
Document Number	0005229108
Book / Page	1276 / 60
Instrument Date	May 27, 2026
Instrument	20265229108
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	575 E LAKE ST APT 6, 6, PETOSKEY, MI 49770-2589
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001206/0000000775
Date	Sep 25, 2018
Book Page	0000001206/0000000775
Instrument	000005159669

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2048

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Dec 12, 2019
Property Address	575 E LAKE ST APT 6, 6, PETOSKEY, MI 49770-2589
Document Number	001217/611
Book / Page	1217 / 611
Instrument Date	Nov 22, 2019
Instrument	5170532
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	961 NAMPA CT, TROY, MI 48084-2616

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Sep 25, 2018
Property Address	575 E LAKE ST APT 6, 6, PETOSKEY, MI 49770-2589
Document Number	001206/774
Book / Page	1206 / 774
Instrument Date	Sep 14, 2018
Instrument	000005159668
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7524 THORNBERRY DR, FREELAND, MI 48623-8527

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,400 Land $74,400	$148,800 Land $148,800
2024	$2,855.00
2023		$53,900 Land $53,900	$107,800 Land $107,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 575 E Lake St, Apt 6 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 575 E Lake St, Apt 6 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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