575 E 38th St, #577, Paterson, NJ 07513 Property Records

Passaic County and Paterson City property record for 575 E 38th St, #577, Paterson, NJ 07513

Property Summary

Property Type	Single Family Home
Details	3,873 sqft · built 1930
Lot Size	0.085 acres (3,698 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Feb 2024)
Tax Bill	$16,336 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-07914-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`08-07914-0000-00025`
Alternative APN	`08L1542000000010`

Interior

Stories	2 Stories
Building Area	3,873 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	3,698 sqft (0.085 acres)
Lot Dimensions	100 ft deep x 37 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	08L1542000000010
Street Address	575 E 38TH ST, 577
City	PATERSON
State	NJ
Zip	07513-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7914
Legal Lot Number	25
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	3
Census Block	3021
Census Tract	182600

Owner

575 E 38th St, #577 is owned and occupied by two individuals who bought it in February 2024.

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	575 E 38TH ST, 577, PATERSON, NJ 07513-1001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2024 · Amount on File
Deed Sale	Feb 26, 2024 · Amount on File
Prior Sale	Dec 1, 2008 · Amount on File
Deed Document Number	20246524
Deed Book / Page	4671 / 69
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Feb 26, 2024
Property Address	575-577 E 38TH ST, PATERSON, NJ 07513
Document Number	0000006524
Book / Page	D4671 / 69
Instrument Date	Feb 6, 2024
Instrument	2024006524
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	RESIDENTIAL COMMERCIAL TITLE AGENCY LLC, RESIDENTIAL COM TTL AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 CHELSEA LN, WILMINGTON, NC 28409-8104

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	575 E 38TH ST # 577, 577, PATERSON, NJ 07513-1001

Mortgage

Document Number	0000006525
Date	Feb 26, 2024
Instrument	2024006525

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 575 E 38th St, #577 was $16,336, down 1% from the year before.

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$821,500 (+168.29%) Land $251,300 Building $570,200	$821,500 (+168.29%) Land $251,300 Building $570,200
2025	$16,336.00 (-9.98%)	$306,200 Land $57,900 Building $248,300	$306,200 Land $57,900 Building $248,300
2024	$18,148.00
2023		$356,200 (-) Land $57,900 Building $298,300	$356,200 (-) Land $57,900 Building $298,300
2022	$16,534.00	$356,200 Land $57,900 Building $298,300	$356,200 Land $57,900 Building $298,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 575 E 38th St, #577 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 575 E 38th St, #577 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20