Albemarle County property record for 575 David Rd, Charlottesville, VA 22902 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1988 |
| Square Footage | 2,440 sqft Finished Area |
| Lot Size | 47,480 sqft (1.09 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $588,000 (2023) |
| Tax Bill | $5,761.00 (2026) |
Source: Albemarle County records · APN 090B0-00-0B-00200
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 575 DAVID RD, CHARLOTTESVILLE, VA 22902-8750 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY FCU |
| Nov 27, 2023 | Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on Record |
| Deed Sale | Nov 27, 2023 · Amount on Record |
| Prior Sale | Jun 29, 2015 · Amount on Record |
| Deed Doc Number | 20239898 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 575 DAVID RD, CHARLOTTESVILLE, VA 22902-8750 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 575 DAVID RD, CHARLOTTESVILLE, VA 22902-8750 |
| Document Number | 202600002155 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 202600002155 |
| Name | LIBERTY FCU |
|---|---|
| Type | Credit Union |
| Address | EVANSVILLE, IN 47715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Apr 01, 2036 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Nov 27, 2023 |
| Property Address | 575 DAVID RD, CHARLOTTESVILLE, VA 22902-8750 |
| Document Number | 202300009898 |
| Map Reference | MB 573 PG 249 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 202300009898 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $588.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 575 DAVID RD, CHARLOTTESVILLE, VA 22902-8750 |
| Document Number | 202300009899 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 202300009899 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Type Change Date | Dec 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.3% |
| Max Rate | 12.3% |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,761.00 (+4.38%) | $644,400 (+4.37%) Land $93,800 Building $550,600 | $644,400 (+4.37%) Land $93,800 Building $550,600 |
| 2025 | $5,519.00 (+14.45%) | $617,400 (+9.33%) Land $97,400 Building $520,000 | $617,400 (+9.33%) Land $97,400 Building $520,000 |
| 2023 | $4,822.00 | $564,700 Land $76,000 Building $488,700 | $564,700 Land $76,000 Building $488,700 |
Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Southern Albemarle Rural Historic District listed 2007 · 1,869 contributing resources · NRIS 07001236 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 090B0-00-0B-00200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,440 sqft Finished Area |
| Basement Area | 1,073 sqft Basement |
| Finished Basement | 700 sqft Finished |
| Unfinished Basement | 373 sqft Unfinished |
| Family Room | Family Room |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 47,480 sqft (1.09 acres) |
| Driveway | Driveway Paver |
| Garage Area | 625 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 320 sqft Shed |
| Deck Area | 420 sqft Deck |
| Patio Area | 420 sqft Patio |
| Porch Area | 40 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Street Address | 575 DAVID RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-8750 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MARSHALL MANOR 1 B 2 |
| Legal Subdivision | MARSHALL MANOR |
| Jurisdiction | ALBEMARLE VA |
| Minor Civil Division | SCOTTSVILLE |
| Census Blockgroup | 5 |
| Census Block | 5010 |
| Census Tract | 11301 |
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