575 Cross St, Ogden, UT 84404 Property Records

Weber County property record for 575 Cross St, Ogden, UT 84404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 837 sqft · built 1951
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$278,600 (Dec 2020)
Tax Bill	$2,290 (2026)
Deeds & Mortgages	Dec 2019 Second Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-021-0009`

Property Details

APN / Parcel Number

Primary APN	`13-021-0009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	837 sqft Living Area
1st Floor Area	837 sqft
Basement Area	837 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Shingle
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	575 CROSS ST
City	OGDEN
State	UT
Zip	84404-5022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF THE NORTHWEST QUARTER OF SECTION 21, TOWNSHIP 6 NORTH, RANGE 1 WEST, SALT LAKE MERIDIAN, U.S. SURVEY: BEGINNING AT A
Legal Range	01W
Legal Township	06N
Legal Section	21
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	2
Census Block	2007
Census Tract	200500

Owner

575 Cross St is owned and occupied by two individuals who bought it in December 2020.

Source: Weber County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	575 CROSS ST, OGDEN, UT 84404-5022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICA FIRST FCU
Dec 17, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 6, 2020	Warranty Deed, Transfer GATEWAY TITLE INS AGENCY LLC
Dec 28, 2017	Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE
Feb 16, 2017	Trustee's Deed, Foreclosure LINCOLN TITLE INSURANCE AGENCY, LINCOLN TITLE INS AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2020 · Amount on File
Deed Sale	Dec 17, 2020 · Amount on File
Prior Sale	Jul 6, 2020 · Amount on File
Deed Document Number	20203110949
Prior Transfer Date	Feb 16, 2017
Prior Transfer Doc	0002842968
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	575 CROSS ST, OGDEN, UT 84404-5022
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003022591
Date	Dec 13, 2019
Instrument	3022591

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 30, 2029

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Dec 17, 2020
Property Address	575 CROSS ST, OGDEN, UT 84404-5022
Document Number	0003110949
Instrument Date	Dec 9, 2020
Instrument	3110949
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	GT TITLE SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	575 CROSS ST, OGDEN, UT 84404-5022

Mortgage

Document Number	0003110969
Date	Dec 17, 2020
Instrument	3110969

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Jul 6, 2020
Property Address	575 CROSS ST, OGDEN, UT 84404-5022
Document Number	0003066372
Instrument Date	Jul 1, 2020
Instrument	3066372
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	GATEWAY TITLE INS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 CROSS ST, OGDEN, UT 84404-5022

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Dec 28, 2017
Property Address	575 CROSS ST, OGDEN, UT 84404-5022
Document Number	0002897489
Instrument Date	Dec 27, 2017
Instrument	2897489
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	STEWART TITLE INS AGENCY

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 CROSS ST, OGDEN, UT 84404-5022

Mortgage

Document Number	0002897497
Date	Dec 28, 2017
Instrument	2897497

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WEBER UT
Recording Date	Feb 16, 2017
Property Address	575 CROSS ST, OGDEN, UT 84404-5022
Document Number	0002842968
Instrument Date	Feb 14, 2017
Instrument	2842968
Transaction Type	Foreclosure
Record Updated	Feb 23, 2017
Title Company	LINCOLN TITLE INSURANCE AGENCY, LINCOLN TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2263 SNOQUALMIE DR LAYTON UT 840407636, LAYTON, UT 84040-7636

Tax Assessment & Valuation

The 2026 property tax bill for 575 Cross St was $2,290, up 0.6% from the year before.

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	Ogden City
Unified School District	Ogden School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,290.00 (+0.57%)	$191,011 (+4.03%) Land $70,668 Building $120,343	$347,295 (+4.03%) Land $128,488 Building $218,807
2025	$2,277.00	$183,618 Land $56,772 Building $126,846	$333,850 Land $103,221 Building $230,629
2023	$2,125.00	$169,401 Land $51,563 Building $117,838	$308,000 Land $93,750 Building $214,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 575 Cross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 575 Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGDEN CITY WATER SYSTEM serves 87,267 people · EPA ID UTAH29011
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All West Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Connext Networks, Utah Broadband.

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