5748 SE 89th Ter, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 5748 SE 89th Ter, Okeechobee, FL 34974

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,809 sqft · built 1997
Lot Size	1.23 acres (53,666 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Nov 2023)
Tax Bill	$2,211 (2025)
Deeds & Mortgages	Jan 2024 Sale Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-04-38-36-0010-00000-0190`

Property Details

APN / Parcel Number

Primary APN	`1-04-38-36-0010-00000-0190`
Alternative APN	`R10438360010000000190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,809 sqft Living Area
Gross Area	1,953 sqft
1st Floor Area	1,809 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Material	Metal
Lot Area	53,666 sqft (1.23 acres)
Porch	Open Porch
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5748 SE 89TH TER
City	OKEECHOBEE
State	FL
Zip	34974-1434
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PIONEER ESTATES UNIT NO. 1 (PLAT BOOK 5 PAGES 57 & 58) LOT 19; TOGETHER WITH THAT CERTAIN MANUFACTURED HOME DESCRIBED AS A 1997 HIGH WITH VIN NO: FLFLT70B24517HL31 AND FLFLT70A24517HL31 AS SHOWN IN THAT AFFIDAVIT RECORDED IN OFFICIAL RECORDS FILE NUM
Legal Range	36E
Legal Township	38S
Legal Section	04
Legal Subdivision	PIONEER ESTATES UNIT NO 1
Legal Lot Number	19
Legal Unit	1
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2005
Census Tract	910401

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5748 SE 89TH TER, OKEECHOBEE, FL 34974-1434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Warranty Deed, Transfer TITLE TOWN LLC, TITLE NOW LLC
Nov 9, 2023	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
May 1, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2023 · Amount on Record
Deed Sale	Nov 9, 2023 · Amount on Record
Prior Sale	May 17, 2016 · Amount on Record
Deed Document Number	202312800
Prior Transfer Date	Mar 23, 2009
Prior Transfer Doc	0006681213
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jan 5, 2024
Property Address	5748 SE 89TH TER, OKEECHOBEE, FL 34974-1434
Document Number	0000000222
Map Reference	MB 5 PGS 57
Instrument Date	Dec 22, 2023
Instrument	2024000222
Transaction Type	Transfer
Record Updated	Feb 19, 2024
Title Company	TITLE TOWN LLC, TITLE NOW LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6550 PYRAMID WAY SPC 77, 77, SPARKS, NV 89436-9667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5748 SE 89TH TER, OKEECHOBEE, FL 34974-1434

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Nov 9, 2023
Property Address	5748 SE 89TH TER, OKEECHOBEE, FL 34974-1434
Document Number	0000012800
Map Reference	MB 5 PGS 57 AND 58
Instrument Date	Nov 1, 2023
Instrument	2023012800
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	TITLE TOWN LLC, TITLE NOW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6550 PYRAMID WAY SPC 77, 77, SPARKS, NV 89436-9667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5748 SE 89TH TER, OKEECHOBEE, FL 34974-1434

Mortgage

Document Number	0000012801
Date	Nov 9, 2023
Instrument	2023012801

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	5748 SE 89TH TER, OKEECHOBEE, FL 34974-1434
Document Number	0008070743
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5748 SE 89TH TER OKEECHOBEE FL 349741434, OKEECHOBEE, FL 34974-1434

Mortgage

Document Number	0008070743
Date	May 14, 2018
Book Page	000807/000743
Instrument	6358

Lender

Name	HUD-HOUSING/URBAN DEV
Address	OKLAHOMA CITY, OK 73107

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	May 13, 2046

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,211.00 (+104.16%)	$149,743 (+122.96%) Land $33,600 Building $116,143	$149,743 (-7.87%) Land $33,600 Building $116,143
2023	$1,083.00 (+12.11%) Homeowner's exemption	$67,160 (+3%)	$162,535 (+22.6%) Land $33,600 Building $128,935
2022	$966.00 Homeowner's exemption	$65,204	$132,578 Land $26,250 Building $106,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	8 (2004–2009)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jul 2009 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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