5748 Rancho del Caballo, Bonsall, CA 92003 Property Records

San Diego County property record for 5748 Rancho del Caballo, Bonsall, CA 92003

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,420 sqft · built 2016
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$786,500 (Jul 2016)
Tax Bill$9,577 (2025)
Deeds & MortgagesAug 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN126-310-26-00

Property Details

APN / Parcel Number

Primary APN126-310-26-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,420 sqft Living Area

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Lot Area21,780 sqft (0.5 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5748 RANCHO DEL CABALLO
CityBONSALL
StateCA
Zip92003-3519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 34 TR 016019
Legal SubdivisionCOUNTY/SAN DIEGO 4976-1
Legal Tract016019
Legal Block1
Legal Lot Number34
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1015
Census Tract18804

Owner

5748 Rancho del Caballo is owned and occupied by two individuals who bought it in July 2016.

Source: San Diego County records, as of July 22, 2026

Owner of Record2 Individual Names on File
Mailing Address5748 RANCHO DEL CABALLO, BONSALL, CA 92003-3519
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
FRANKLIN LOAN CENTER
May 21, 2020Deed of Trust, Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2016 · Amount on File
Deed SaleJul 26, 2016 · Amount on File
Deed Document Number2016374946
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5748 RANCHO DEL CABALLO, BONSALL, CA 92003-3519
Transaction TypeMortgage
Record UpdatedSep 8, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5748 RANCHO DEL CABALLO, BONSALL, CA 92003-3519

Mortgage

Document Number0000613236
DateAug 30, 2021
Instrument2021-0613236
Lender
NameFRANKLIN LOAN CENTER
TypeMortgage Company
AddressPALM DESERT, CA 92260
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5748 RANCHO DEL CABALLO, BONSALL, CA 92003-3519
Document Number0000266150
Instrument DateMay 21, 2020
Transaction TypeMortgage
Record UpdatedJun 4, 2020
Title CompanyNAVY FEDERAL TITLE/CALIFORNIA, NAVY FED'L TITLE/CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5748 RANCHO DEL CABALLO BONSALL CA 920033519, BONSALL, CA 92003-3519

Mortgage

Document Number0000266150
DateMay 27, 2020
Instrument266150
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount on Record
Term360 Months
DueMay 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5748 Rancho del Caballo was $9,577.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$930,695 (+2%) Land $290,025 Building $640,670
2025$9,577.00$912,447 Land $284,339 Building $628,108
2023$9,186.00 (+1.74%)$877,018 Land $273,299 Building $603,719
2022$9,029.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5748 Rancho del Caballo in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5748 Rancho del Caballo is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 61% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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