Lake County property record for 5746 Regency Ct, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,994 sqft · built 1988 |
| Lot Size | 0.062 acres (2,688 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Aug 2019) |
| Tax Bill | $7,866 (2024) |
| Deeds & Mortgages | Jul 2025 Line of Credit Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-27-106-001 |
| Primary APN | 07-27-106-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,994 sqft Living Area |
| Gross Area | 3,723 sqft |
| 1st Floor Area | 1,329 sqft |
| 2nd Floor Area | 665 sqft |
| Upper Floors Area | 797 sqft |
| Basement Area | 1,329 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,688 sqft (0.062 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Patio Area | 188 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5746 REGENCY CT |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-6100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAMBRIDGE AT HEATHERRIDGE NEIGHBORHOOD TWO,PHASE FIVE; LOT38 LOT 38 |
| Legal Subdivision | CAMBRIDGE AT HEATHERRIDGE NEIGHBORHOOD T |
| Legal Phase | F |
| Legal Lot Number | 38 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 861603 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5746 REGENCY CT, GURNEE, IL 60031-6100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2025 | Deed of Trust, Mortgage · Line of Credit CONSUMERS CU |
| Aug 7, 2019 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Feb 6, 2018 | Warranty Deed, Transfer · VA Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2019 · Amount on Record |
| Deed Sale | Aug 7, 2019 · Amount on Record |
| Prior Sale | Feb 6, 2018 · Amount on Record |
| Deed Document Number | 20197582320 |
| Prior Transfer Date | Oct 7, 1993 |
| Prior Transfer Doc | 0003436009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 5746 REGENCY CT, GURNEE, IL 60031-6100 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008111930 |
|---|---|
| Date | Jul 28, 2025 |
| Instrument | 8111930 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | LAKE FOREST, IL 60045 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 20, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 7, 2019 |
| Property Address | 5746 REGENCY CT, GURNEE, IL 60031-6100 |
| Document Number | 0007582320 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 7582320 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2019 |
| Title Company | ATA/GMT TITLE AGENCY, ATA/GMT TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5746 REGENCY CT GURNEE IL 600316100, GURNEE, IL 60031-6100 |
| Document Number | 7582321 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | 7582321 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 6, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Feb 6, 2018 |
| Property Address | 5746 REGENCY CT, GURNEE, IL 60031-6100 |
| Document Number | 0007462244 |
| Instrument Date | Jan 24, 2018 |
| Instrument | 7462244 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $322.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9747 W CANYON TER #1 SAN DIEGO CA 921234672, 1, SAN DIEGO, CA 92123-4672 |
| Document Number | 7462245 |
|---|---|
| Date | Feb 6, 2018 |
| Instrument | 7462245 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 5, 2048 |
| Rate | 3.87% |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Elementary School District | Woodland Community Consolidated School District 50 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $108,801 (+26.65%) Land $15,850 Building $92,951 | $326,436 (+26.65%) Land $47,555 Building $278,881 | |
| 2024 | $7,866.00 (+3.31%) | ||
| 2023 | $7,614.00 (+10.73%) | $85,904 (+2.12%) Land $12,515 Building $73,389 | $257,738 (+2.12%) Land $37,549 Building $220,189 |
| 2022 | $6,876.00 | $84,121 Land $12,517 Building $71,604 | $252,388 Land $37,555 Building $214,833 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1979–2017) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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