5745 Spring Gate Ct NW, Concord, NC 28027 Property Records

Cabarrus County property record for 5745 Spring Gate Ct NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,553 sqft · built 1997
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Jul 2001)
Tax Bill	$2,377 (2023)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02045D0173.000000`

Property Details

APN / Parcel Number

Primary APN	`02045D0173.000000`
Alternative APNs	`5509 03 1652` `8990`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,553 sqft Living Area
Gross Area	2,141 sqft
1st Floor Area	1,553 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 74 ft wide
Garage Type	Mixed
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	828 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8990
Street Address	5745 SPRING GATE CT NW
City	CONCORD
State	NC
Zip	28027-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LT 173 RIDGE CROSSING
Legal Subdivision	RIDGE CROSSING
Legal Lot Number	173
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	1
Census Block	1001
Census Tract	42602

Owner

5745 Spring Gate Ct NW is owned and occupied by two individuals who bought it in July 2001.

Source: Cabarrus County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5745 SPRING GATE CT NW, CONCORD, NC 28027-4608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2001 · Amount on File
Deed Sale	Jul 16, 2001 · Amount on File
Prior Sale	Dec 31, 1997 · Amount on File
Deed Book / Page	3329 / 150
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5745 SPRING GATE CT NW, CONCORD, NC 28027-4608
Document Number	13629323
Instrument Date	Jun 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5745 SPRING GATE CT NW CONCORD NC 280274608, CONCORD, NC 28027-4608

Mortgage

Document Number	13629323
Date	Jul 30, 2019
Book Page	013629/000323
Instrument	19269

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,630 Land $90,000 Building $276,630
2024			$366,630 (+88.19%) Land $90,000 Building $276,630
2023	$2,377.00	$194,820 Land $50,000 Building $144,820	$194,820 Land $50,000 Building $144,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5745 Spring Gate Ct NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5745 Spring Gate Ct NW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	300 / 20