St. Louis County property record for 5745 Puncher Point Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 1,136 sqft · built 1970 |
| Lot Size | 0.553 acres (24,090 sqft) |
| Owner | Individual Name on File |
| Last Sale | $379,500 (Nov 2020) |
| Tax Bill | $5,402 (2026) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 270-0095-00200 |
| Primary APN | 270-0095-00200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,136 sqft Gross Area |
| 1st Floor Area | 1,136 sqft |
| Basement Area | 735 sqft |
| Finished Basement | 735 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 24,090 sqft (0.553 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 110 sqft |
| Deck Area | 64 sqft |
| Storage Building | 100 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 1098991 |
|---|---|
| Street Address | 5745 PUNCHER POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8343 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT: 0020 BLOCK:001 SERIAL # |
| Legal Subdivision | PUNCHER POINT 2ND ADD BREITUNG |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BREITUNG |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 15402 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5745 PUNCHER POINT RD, TOWER, MN 55790-8343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK |
| May 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU |
| Nov 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2020 · Amount on File |
| Deed Sale | Nov 3, 2020 · Amount on File |
| Prior Sale | May 20, 2019 · Amount on File |
| Deed Document Number | 20201031434 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 3, 2020 |
| Property Address | 5745 PUNCHER POINT RD, TOWER, MN 55790-8343 |
| Document Number | 00T1031434 |
| Instrument Date | Oct 16, 2020 |
| Instrument | T1031434 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2020 |
| Title Company | CARLTON COUNTY ABSTRACT AND TITLE, CARLTON CNTY ABSTRACT & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,252.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5745 PUNCHER POINT RD TOWER MN 557908343, TOWER, MN 55790-8343 |
| Document Number | T1031435 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | T1031435 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 2, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 20, 2019 |
| Property Address | 5745 PUNCHER POINT RD, TOWER, MN 55790-8343 |
| Document Number | 00T1010517 |
| Instrument Date | Apr 26, 2019 |
| Instrument | T1010517 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2019 |
| Title Company | ARROWHEAD TITLE COMPANY, ARROWHEAD TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $858.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 47 HARMONY DR ESKO MN 557335518, ESKO, MN 55733-5518 |
| Document Number | T1010518 |
|---|---|
| Date | May 20, 2019 |
| Instrument | T1010518 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | ST PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | May 19, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5745 PUNCHER POINT RD, TOWER, MN 55790-8343 |
| Document Number | 000T992051 |
| Instrument Date | Nov 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Name | Verified Name |
|---|---|
| Address | 5745 PUNCHER POINT RD TOWER MN 557908343, TOWER, MN 55790-8343 |
| Document Number | 000T992051 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | T992051 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 12, 2032 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Breitung Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,402.00 (+16.47%) | ||
| 2025 | $4,638.00 (+8.26%) | $464,600 (+17.59%) Land $177,100 Building $287,500 | $464,600 (+17.59%) Land $177,100 Building $287,500 |
| 2024 | $4,284.00 | $395,100 (+10.27%) Land $168,300 Building $226,800 | $395,100 (+10.27%) Land $168,300 Building $226,800 |
| 2022 | $358,300 Land $156,300 Building $202,000 | $358,300 Land $156,300 Building $202,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
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