5745 Cobble Creek Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5745 Cobble Creek Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,685 sqft · built 2004
Owner	2 Individual Names on Record
Last Sale	$335,000 (Apr 2019)
Tax Bill	$2,731 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-2N-29-0617-00B00-0120`

Property Details

APN / Parcel Number

Primary APN	`31-2N-29-0617-00B00-0120`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,685 sqft Heated Area
Gross Area	3,710 sqft
1st Floor Area	3,341 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	369 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	312N29061700B000120
Street Address	5745 COBBLE CREEK DR
City	PACE
State	FL
Zip	32571-8421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	COBBLE CREEK AT STONEBROOK LOT 12 BLK B AS DES IN OR 3820 PG 1953
Legal Range	29W
Legal Township	02N
Legal Section	31
Legal Subdivision	COBBLE CREEK
Legal Block	B
Legal Lot Number	12
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2003
Census Tract	10707

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5745 COBBLE CREEK DR, PACE, FL 32571-8421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE TRUST INC
Apr 17, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE TRUST INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2019 · Amount on Record
Deed Sale	Apr 15, 2019 · Amount on Record
Prior Sale	Sep 12, 2001 · Amount on Record
Deed Document Number	0038201953
Deed Book / Page	3512 / 1044
Prior Transfer Date	Apr 18, 2016
Prior Transfer Doc	201614153
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5745 COBBLE CREEK DR, PACE, FL 32571-8421
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	EMERALD COAST TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039380654
Date	Apr 13, 2020
Book Page	3938/654
Instrument	202017353

Lender

Name	MORTGAGE TRUST INC
Type	Mortgage Company
Address	PENSACOLA, FL 32502

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 17, 2019
Property Address	5745 COBBLE CREEK DR, PACE, FL 32571-8421
Document Number	0038201953
Book / Page	3820 / 1953
Map Reference	MB G PG 58
Instrument Date	Apr 15, 2019
Instrument	201915399
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	EMERALD COAST TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5745 COBBLE CREEK DR, 5745, PACE, FL 32571-8421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2298 PHYLIS RAE DR, PACE, FL 32571-7638

Mortgage

Document Number	0038201956
Date	Apr 17, 2019
Instrument	3820/1956

Lender

Name	MORTGAGE TRUST INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,731.00 (+6.72%) Homeowner's exemption Disabled Person's exemption	$269,675 (+3%)	$366,454 (+0.64%) Land $50,000 Building $316,454
2023	$2,559.00 (+2.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$261,820 (+3%)	$364,125 (+1.77%) Land $50,000 Building $314,125
2022	$2,493.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$254,194	$357,802 Land $50,000 Building $307,802

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	10 (1995–2020)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Conexon Connect.

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