5744 E Bay Blvd, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 5744 E Bay Blvd, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,813 sqft · built 2002
Lot Size	0.583 acres (25,404 sqft)
Owner	2 Individual Names on File
Last Sale	$146,000 (Oct 2000)
Tax Bill	$4,250 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`18-2S-27-0000-00109-0000`

Property Details

APN / Parcel Number

Primary APN	`18-2S-27-0000-00109-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,813 sqft Heated Area
Gross Area	3,991 sqft
1st Floor Area	3,434 sqft
Upper Floors Area	667 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	25,404 sqft (0.583 acres)
Lot Dimensions	2,920 ft deep x 870 ft wide
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	305 sqft
Patio Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	182S270000001090000
Street Address	5744 E BAY BLVD
City	GULF BREEZE
State	FL
Zip	32563-9664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 9 PRCL D UNREC SUB DES AS: COM SE SEC COR TH S 8857'12W 1992.26 TO N R/W LAGNIAPPE BCH RD TH N 6207'54E 246.98 FT TH N
Legal Range	27W
Legal Township	02S
Legal Section	18
Legal Lot Number	9
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1001
Census Tract	10823

Owner

5744 E Bay Blvd is owned and occupied by two individuals who bought it in October 2000.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5744 E BAY BLVD, GULF BREEZE, FL 32563-9664
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Commercial Mortgage POINT DIGITAL FINANCE INC
Dec 18, 2020	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2000 · Amount on File
Deed Sale	Oct 19, 2000 · Amount on File
Prior Sale	Mar 17, 1999 · Amount on File
Deed Document Number	0185700679
Deed Book / Page	01857 / 00679
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5744 E BAY BLVD, GULF BREEZE, FL 32563-9664
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5744 E BAY BLVD, GULF BREEZE, FL 32563-9664
Investor	Possibly a Property Investor

Mortgage

Document Number	0046960351
Date	Jan 6, 2026
Book Page	4696/351
Instrument	202600621

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 26, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5744 E BAY BLVD, GULF BREEZE, FL 32563-9664
Transaction Type	Mortgage
Record Updated	Feb 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5744 E BAY BLVD, GULF BREEZE, FL 32563-9664

Mortgage

Document Number	0040450061
Date	Dec 18, 2020
Book Page	4045/61
Instrument	202068686

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,250.00 (-1%) Homeowner's exemption	$356,323 (+3%)	$626,787 (+1.04%) Land $238,394 Building $388,393
2023	$4,293.00 (+2.53%) Homeowner's exemption	$345,945 (+3%)	$620,359 (+4.38%) Land $238,394 Building $381,965
2022	$4,187.00 Homeowner's exemption	$335,869	$594,333 Land $229,225 Building $365,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5744 E Bay Blvd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 102 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	22 (1995–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5744 E Bay Blvd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Ripple Broadband Fixed Wireless	1,000 / 500
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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