5744 Daughtery Downs Loop, Lakeland, FL 33809 Property Records

Polk County property record for 5744 Daughtery Downs Loop, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,387 sqft · built 2001
Lot Size	0.166 acres (7,227 sqft)
Owner	Individual Name on File
Last Sale	$92,500 (Jan 2014)
Tax Bill	$899 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-27-24-008933-000400`

Property Details

APN / Parcel Number

Primary APN	`23-27-24-008933-000400`
Alternative APNs	`242723008933000400` `42723000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,387 sqft Living Area
Gross Area	1,786 sqft
1st Floor Area	1,387 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	7,227 sqft (0.166 acres)
Lot Dimensions	96 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	399 sqft
Porch	Unfinished Open Porch
Porch Area	206 sqft

Location & Zoning

Street Address	5744 DAUGHTERY DOWNS LOOP
City	LAKELAND
State	FL
Zip	33809-3379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERALD POINTE PB 107 PG 24 LOT 40
Legal Range	23E
Legal Township	27S
Legal Section	24
Legal Subdivision	EMERALD POINTE
Legal Tract	8933
Legal Block	1
Legal Lot Number	40
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1001
Census Tract	12209

Owner

Source: Polk County assessment roll, APN 23-27-24-008933-000400, as of June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5744 DAUGHTERY DOWNS LOOP, LAKELAND, FL 33809-3379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 23, 2014 · Amount on Record
Deed Sale	Jan 23, 2014 · Amount on Record
Prior Sale	May 10, 2001 · Amount on Record
Deed Document Number	201412245
Deed Book / Page	9161 / 737
Prior Transfer Date	Feb 21, 2012
Prior Transfer Doc	0000030905
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	5744 DAUGHTERY DOWNS LOOP, LAKELAND, FL 33809-3379
Document Number	0108761437
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5744 DAUGHTERY DOWNS LOOP LAKELAND FL 338093379, LAKELAND, FL 33809-3379

Mortgage

Document Number	0108761437
Date	Jun 17, 2019
Book Page	010876/001437
Instrument	124789

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 16, 2029

Tax Assessment & Valuation

Source: Polk County assessment roll as of June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$899.00 (-31.43%) Homeowner's exemption	$109,732 (+5.99%)	$227,319 (-1.5%) Land $50,000 Building $177,319
2023	$1,311.00 (+4.63%) Homeowner's exemption	$103,533 (+3%)	$230,788 (+12.6%) Land $48,000 Building $182,788
2022	$1,253.00 Homeowner's exemption	$100,517	$204,959 Land $40,000 Building $164,959

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), as of October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050122091, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	12 (2017–2024)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 11 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 202 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20