5742 Smith Rd, Oakdale, CA 95361 Property Records

Stanislaus County property record for 5742 Smith Rd, Oakdale, CA 95361

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,109 sqft · built 1974
Lot Size	4.51 acres (196,456 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Mar 2018)
Tax Bill	$6,811 (2026)
Deeds & Mortgages	Jan 2023 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-028-020-000`

Property Details

APN / Parcel Number

Primary APN	`010-028-020-000`
Alternative APNs	`0102820000` `0102820`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,109 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Wood
Lot Area	196,456 sqft
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	5742 SMITH RD
City	OAKDALE
State	CA
Zip	95361-8506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A240
Legal Subdivision	OAKDALE COLONY
Legal Block	3
Legal Lot Number	B
Jurisdiction	STANISLAUS CA
Township / Civil Division	OAKDALE
Census Block Group	3
Census Block	3038
Census Tract	102

Owner

5742 Smith Rd is owned and occupied by two individuals who bought it in March 2018.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5742 SMITH RD, OAKDALE, CA 95361-8506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 23, 2018	Grant Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2018 · Amount on File
Deed Sale	Mar 23, 2018 · Amount on File
Deed Document Number	201820098
Prior Transfer Date	Jul 18, 2011
Prior Transfer Doc	0000060622
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	5742 SMITH RD, OAKDALE, CA 95361-8506
Transaction Type	Mortgage
Record Updated	Feb 8, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5742 SMITH RD, OAKDALE, CA 95361-8506

Mortgage

Document Number	0000004142
Date	Jan 31, 2023
Instrument	2023-0004142

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	216 Months
Due	Jan 2, 2041

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	5742 SMITH RD, OAKDALE, CA 95361-8506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027328
Date	May 3, 2019
Instrument	2019-0027328

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 23, 2018
Property Address	5742 SMITH RD, OAKDALE, CA 95361-8506
Document Number	0000020098
Map Reference	VOL8 PG5
Instrument Date	Mar 16, 2018
Instrument	2018-0020098
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5742 SMITH RD, OAKDALE, CA 95361-8506

Mortgage

Document Number	0000020099
Date	Mar 23, 2018
Instrument	2018-0020099

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 5742 Smith Rd was $6,811 with a homeowner's exemption, up 1.1% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Unified School District	Oakdale Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,811.00 (+1.11%) Homeowner's exemption	$597,695 (+2%) Land $355,716 Building $241,979
2025	$6,736.00 Homeowner's exemption	$585,977 Land $348,742 Building $237,235
2023	$6,269.00 (+1.67%) Homeowner's exemption	$563,224 Land $335,200 Building $228,024
2022	$6,166.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5742 Smith Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5742 Smith Rd is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 54% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: AT&T.

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