5740 Windward Ct NW, Concord, NC 28027 Property Records

Cabarrus County property record for 5740 Windward Ct NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,220 sqft · built 1988
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$638,000 (Jun 2023)
Tax Bill	$4,503 (2023)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02033C0115.000000`

Property Details

APN / Parcel Number

Primary APN	`02033C0115.000000`
Alternative APNs	`5600 13 7712` `163626` `96749`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,220 sqft Living Area
Gross Area	4,606 sqft
1st Floor Area	1,989 sqft
Upper Floors Area	1,131 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	191 ft deep x 114 ft wide
Garage Type	Mixed
Garage Area	572 sqft
Driveway	Concrete Driveway
Driveway Area	1,900 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	342 sqft
Deck Area	444 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	163626
Street Address	5740 WINDWARD CT NW
City	CONCORD
State	NC
Zip	28027-9027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LT 115 CARRIAGE DOWNS
Legal Subdivision	CARRIAGE DOWNS
Legal Lot Number	115
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	1
Census Block	1004
Census Tract	42601

Owner

5740 Windward Ct NW is owned and occupied by two individuals who bought it in June 2023.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5740 WINDWARD CT NW, CONCORD, NC 28027-9027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 4, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
May 22, 2017	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on File
Deed Sale	Jun 16, 2023 · Amount on File
Prior Sale	May 22, 2017 · Amount on File
Deed Document Number	202312319
Deed Book / Page	16534 / 242
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 16, 2023
Property Address	5740 WINDWARD CT NW, CONCORD, NC 28027-9027
Document Number	0016534242
Book / Page	16534 / 242
Map Reference	MAP 22 PG 46
Instrument Date	Jun 16, 2023
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	INTEGRITY TITLE SERVICES INC, INTEGRITY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,276.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10128 GRAND LAWN CIR, COLORADO SPRINGS, CO 80924-5227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5740 WINDWARD CT NW, CONCORD, NC 28027-9027

Mortgage

Document Number	0165340245
Date	Jun 16, 2023
Instrument	16534-0245

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5740 WINDWARD CT NW, CONCORD, NC 28027-9027
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	148017
Date	Jan 4, 2021
Book Page	14801/7

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	319 Months
Due	Aug 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 22, 2017
Property Address	5740 WINDWARD CT NW, CONCORD, NC 28027-9027
Document Number	0012498300
Book / Page	12498 / 0300
Map Reference	MB22 PG46
Instrument Date	May 19, 2017
Instrument	12498-0300
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2889 PINE BLOOM WAY, 2889, LELAND, NC 28451-6041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5740 WINDWARD CT NW, CONCORD, NC 28027-9027

Mortgage

Document Number	0124980302
Date	May 22, 2017
Instrument	12498-0302

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$616,030 Land $130,000 Building $486,030
2024			$616,030 (+66.92%) Land $130,000 Building $486,030
2023	$4,503.00	$369,060 Land $70,000 Building $299,060	$369,060 Land $70,000 Building $299,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5740 Windward Ct NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5740 Windward Ct NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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