Santa Rosa County property record for 5740 Pebble Ridge Dr, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,940 sqft · built 1993 |
| Lot Size | 0.257 acres (11,238 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Nov 2014) |
| Tax Bill | $1,583 (2024) |
| Deeds & Mortgages | Dec 2022 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-1N-28-3065-00A00-0090 |
| Primary APN | 30-1N-28-3065-00A00-0090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,940 sqft Heated Area |
| Gross Area | 2,439 sqft |
| 1st Floor Area | 2,394 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 11,238 sqft (0.257 acres) |
| Lot Dimensions | 1,250 ft deep x 900 ft wide |
| Garage Area | 454 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 45 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 301N28306500A000090 |
|---|---|
| Street Address | 5740 PEBBLE RIDGE DR |
| City | MILTON |
| State | FL |
| Zip | 32583-2305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | PEBBLE RIDGE LOT 9 BLK A AS DES IN OR 3390 PG 44 |
| Legal Range | 28W |
| Legal Township | 01N |
| Legal Section | 30 |
| Legal Subdivision | PEBBLE RIDGE |
| Legal Block | A |
| Legal Lot Number | 9 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | AVALON-MULAT |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10712 |
5740 Pebble Ridge Dr is owned and occupied by an individual who bought it in November 2014.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5740 PEBBLE RIDGE DR, MILTON, FL 32583-2305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 15, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Nov 6, 2018 | Deed of Trust, Mortgage HOMEFINITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2014 · Amount on File |
| Deed Sale | Nov 26, 2014 · Amount on File |
| Prior Sale | Nov 26, 2014 · Amount on File |
| Deed Document Number | 201441669 |
| Deed Book / Page | 3390 / 0044 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5740 PEBBLE RIDGE DR, MILTON, FL 32583-2305 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5740 PEBBLE RIDGE DR, MILTON, FL 32583-2305 |
| Document Number | 0043540393 |
|---|---|
| Date | Dec 22, 2022 |
| Book Page | 4354/393 |
| Instrument | 202269392 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 12, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5740 PEBBLE RIDGE DR, MILTON, FL 32583-2305 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0041781331 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 4178/1331 |
| Instrument | 202161860 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5740 PEBBLE RIDGE DR, MILTON, FL 32583-2305 |
| Document Number | 0037830730 |
| Instrument Date | Nov 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 5740 PEBBLE RIDGE DR MILTON FL 325832305, MILTON, FL 32583-2305 |
| Document Number | 0037830730 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 003783/000730 |
| Instrument | 49274 |
| Name | HOMEFINITY |
|---|---|
| Address | 4201 MARSH LN, CARROLLTON, TX 75007-1720 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 15, 2048 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,583.00 (+18.58%) Homeowner's exemption | $138,936 (+3%) | $209,459 (+2.91%) Land $31,000 Building $178,459 |
| 2023 | $1,335.00 (+3.17%) Homeowner's exemption | $134,889 (+3%) | $203,529 (+2.41%) Land $27,000 Building $176,529 |
| 2022 | $1,294.00 Homeowner's exemption | $130,960 | $198,731 Land $24,000 Building $174,731 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5740 Pebble Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5740 Pebble Ridge Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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