Frederick County property record for 5740 Mains Ln, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,760 sqft · built 1955 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Jun 2021) |
| Tax Bill | $4,278 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-228519 |
| Primary APN | 09-228519 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Porch | Open Porch |
| Porch Area | 230 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 228519 |
|---|---|
| Street Address | 5740 MAINS LN |
| City | FREDERICK |
| State | MD |
| Zip | 21704-6824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GC |
| Legal Description | LOT 81 22067 SQ FT MAINS SUB-W/S MAINS LANE 5740 MAINS LANE FRED. |
| Legal Subdivision | MAINS SUB |
| Legal Lot Number | 81 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 751904 |
5740 Mains Ln is owned and occupied by an individual who bought it in June 2021.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5740 MAINS LN, FREDERICK, MD 21704-6824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Jun 25, 2021 | Deed, Transfer · Conventional Mortgage APEX HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2021 · Amount on File |
| Deed Sale | Jun 25, 2021 · Amount on File |
| Prior Sale | Mar 29, 2016 · Amount on File |
| Deed Book / Page | 15024 / 67 |
| Transfer Doc | 0000000849 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5740 MAINS LN, FREDERICK, MD 21704-6824 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0133050445 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 13305/0445 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 25, 2021 |
| Property Address | 5740 MAINS LN, FREDERICK, MD 21704-6824 |
| Document Number | 0150240067 |
| Book / Page | 15024 / 67 |
| Map Reference | MB 3 FO 44 |
| Instrument Date | Jun 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | EXCALIBUR TITLE AGENCY LLC, EXCALIBUR T&E LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 5740 MAINS LN, FREDERICK, MD 21704-6824 |
| Document Number | 0001502473 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 15024/73 |
| Name | APEX HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 5740 Mains Ln was $4,278.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $355,767 | $373,500 Land $134,500 Building $239,000 | |
| 2025 | $4,278.00 | ||
| 2023 | $3,591.00 | $293,800 | $320,300 Land $124,100 Building $196,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5740 Mains Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5740 Mains Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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