5740 Kiplingwood Dr, Cincinnati, OH 45239 Property Records

Hamilton County property record for 5740 Kiplingwood Dr, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,164 sqft · built 1991
Lot Size	0.232 acres (10,106 sqft)
Owner	Individual Name on Record
Last Sale	$282,000 (Sep 2023)
Tax Bill	$3,890 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`231-0002-0121-00`

Property Details

APN / Parcel Number

Primary APN	`231-0002-0121-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	1,164 sqft
Basement Area	1,164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	125 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5740 KIPLINGWOOD DR
City	CINCINNATI
State	OH
Zip	45239-6610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KIPLINGWOOD DR 81 X 125 FT LOT 12 KIPLINGWOOD SUB
Legal Subdivision	KIPLINGWOOD SUB
Legal Lot Number	12
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3001
Census Tract	8300

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5740 KIPLINGWOOD DR, CINCINNATI, OH 45239-6610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Warranty Deed, Transfer · Conventional Mortgage CINCINNATI FSLA
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 29, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Prior Sale	May 15, 2013 · Amount on Record
Deed Document Number	0000066147
Deed Book / Page	15002 / 477
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 18, 2023
Property Address	5740 KIPLINGWOOD DR, CINCINNATI, OH 45239-6610
Document Number	0000066147
Book / Page	15002 / 477
Map Reference	MB 290 PG 46&47
Instrument Date	Sep 12, 2023
Instrument	2023-0066147
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5740 KIPLINGWOOD DR, CINCINNATI, OH 45239-6610

Mortgage

Document Number	0000066148
Date	Sep 18, 2023
Book Page	15002/480
Instrument	2023-0066148

Lender

Name	CINCINNATI FSLA
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5740 KIPLINGWOOD DR, CINCINNATI, OH 45239-6610
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012721
Date	Jan 29, 2021
Book Page	14344/605
Instrument	2021-0012721

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5740 KIPLINGWOOD DR, CINCINNATI, OH 45239-6610
Document Number	0000054428
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5740 KIPLINGWOOD DR CINCINNATI OH 452396610, CINCINNATI, OH 45239-6610

Mortgage

Document Number	0000054428
Date	Jun 10, 2020
Book Page	014186/000667
Instrument	54428

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 9, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,890.00 (+4.82%)	$61,870 (-) Land $9,741 Building $52,129
2024	$3,711.00 (-2.19%)	$61,870 (-) Land $9,741 Building $52,129
2023	$3,794.00 (+31.23%)	$61,870 (+46.6%) Land $9,741 Building $52,129	$176,770 (+46.6%) Land $27,830 Building $148,940
2022	$2,891.00 Homeowner's exemption	$42,203 Land $7,483 Building $34,720
2020			$120,580 Land $21,380 Building $99,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1980–1993)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, T-Mobile.

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