574 Wise Ferry Rd, Lexington, SC 29072 Property Records

Lexington County property record for 574 Wise Ferry Rd, Lexington, SC 29072

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,342 sqft · built 1961
Lot Size0.7 acres (30,492 sqft)
OwnerIndividual Name on File
Tax Bill$147 (2025)
Deeds & MortgagesMar 2025 Construction Loan
Dec 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN004200-01-008

Property Details

APN / Parcel Number

Primary APN004200-01-008
Alternative APN
  • 0420001008

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,342 sqft Living Area

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1965
Exterior MaterialWood Siding
Roof MaterialShingle
Lot Area30,492 sqft (0.7 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address574 WISE FERRY RD
CityLEXINGTON
StateSC
Zip29072-9786
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD
JurisdictionLEXINGTON SC
Township / Civil DivisionLEXINGTON
Census Block Group1
Census Block1007
Census Tract21048

Owner

574 Wise Ferry Rd is owned and occupied by an individual who acquired it in January 2012.

Source: Lexington County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Mailing Address574 WISE FERRY RD, LEXINGTON, SC 29072-9786
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2025Deed of Trust, Mortgage · Construction Mortgage
SCHUMACHER MORTGAGE LLC
Dec 29, 2021Deed of Trust, Mortgage · Line of Credit
PALMETTO CITIZENS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 14, 2012
Transfer Doc1531600146
Record UpdatedSep 20, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address574 WISE FERRY RD, LEXINGTON, SC 29072-9786
Transaction TypeMortgage
Record UpdatedJun 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 GATES CIR, LEXINGTON, SC 29072-2870

Mortgage

Document Number2115005396
DateMar 14, 2025
Book Page21150/5396
Instrument2025009170
Lender
NameSCHUMACHER MORTGAGE LLC
TypeMortgage Company
AddressCANTON, OH 44708
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term13 Months
DueApr 1, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address574 WISE FERRY RD, LEXINGTON, SC 29072-9786
Transaction TypeMortgage
Record UpdatedJan 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2098503290
DateDec 29, 2021
Book Page20985/3290
Instrument2021069525
Lender
NamePALMETTO CITIZENS FCU
TypeCredit Union
AddressCOLUMBIA, SC 29250
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueDec 28, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 574 Wise Ferry Rd was $147, up 86.1% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
Unified School DistrictLexington School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$147.00 (+86.08%)
2024$79.00$3,358 (-) Land $919 Building $2,439$83,956 (-) Land $22,980 Building $60,976
2023$3,358 Land $919 Building $2,439$83,956 Land $22,980 Building $60,976

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 574 Wise Ferry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 574 Wise Ferry Rd is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless · Fiber in parts of the area
100 / 20

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