574 W Lorraine Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 574 W Lorraine Ave, Elmhurst, IL 60126

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,791 sqft · built 2021
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$855,000 (Mar 2021)
Tax Bill$22,276 (2025)
Deeds & MortgagesOct 2017 Line of Credit
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-34-211-060

Property Details

APN / Parcel Number

Primary APN03-34-211-060

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,791 sqft Living Area
Gross Area5,985 sqft
1st Floor Area1,764 sqft
2nd Floor Area2,027 sqft
Basement Area1,764 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Construction TypeFrame
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions18 ft deep x 5 ft wide
Garage TypeAttached
Garage Area430 sqft
PorchOpen Porch
Porch Area133 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address574 W LORRAINE AVE
CityELMHURST
StateIL
Zip60126-1821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHIRD ADDITION TO ELMHURST GARDENS ALL
Legal SubdivisionTHIRD ADDITION TO ELMHURST GARDENS
JurisdictionDU PAGE IL
Township / Civil DivisionADDISON
Census Block Group1
Census Block1034
Census Tract840705

Owner

574 W Lorraine Ave is owned and occupied by two individuals who bought it in March 2021.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address574 W LORRAINE AVE, ELMHURST, IL 60126-1821
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2017Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK WESTERN MICHIGAN
Mar 3, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2021 · Amount on File
Deed SaleMar 3, 2021 · Amount on File
Prior SaleFeb 14, 2020 · Amount on File
Deed Document Number202134190
Prior Transfer DateSep 27, 2016
Prior Transfer Doc0000107258
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address574 W LORRAINE AVE, ELMHURST, IL 60126-1821
Transaction TypeMortgage
Record UpdatedAug 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000104713
DateOct 11, 2017
InstrumentR2017-104713
Lender
NameFIFTH THIRD BANK WESTERN MICHIGAN
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueSep 25, 2047

March 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateMar 3, 2021
Property Address574 W LORRAINE AVE, ELMHURST, IL 60126-1821
Document Number0000034190
Map ReferenceDOC 190764
Instrument DateDec 8, 2020
InstrumentR2021-034190
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 29, 2022
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$855.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1232 N ASHLEY LN, 1232, ADDISON, IL 60101-5734

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address574 W LORRAINE AVE, ELMHURST, IL 60126-1821

Mortgage

Document Number0000034191
DateMar 3, 2021
InstrumentR2021-034191
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 574 W Lorraine Ave was $22,276 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionAddison Township
MunicipalityElmhurst City
Unified School DistrictElmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,276.00$387,815 Land $77,150 Building $310,665$1,163,445 Land $231,450 Building $931,995
2022$18,128.00 Homeowner's exemption$301,940 Land $62,300 Building $239,640$905,820 Land $186,900 Building $718,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 574 W Lorraine Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1987–2012)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2012 · other causes
Claims by Event
  • Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 574 W Lorraine Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMHURST
serves 45,000 people · EPA ID IL0430350
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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