574 Virgil Rd, Cincinnati, OH 45238 Property Records

Hamilton County property record for 574 Virgil Rd, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,110 sqft · built 1952
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jun 2026)
Tax Bill	$2,939 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`179-0080-0074-00`

Property Details

APN / Parcel Number

Primary APN	`179-0080-0074-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
Gross Area	1,860 sqft
1st Floor Area	750 sqft
Attic	Attic
Attic Area	360 sqft
Basement Area	750 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)
Lot Width	48 ft Width
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	574 VIRGIL RD
City	CINCINNATI
State	OH
Zip	45238-5553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	ROEBLING RD 127.57 FT IRR
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1009
Census Tract	9902

Owner

574 Virgil Rd is owned and occupied by an individual who bought it in June 2026.

Source: Hamilton County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	574 VIRGIL RD, CINCINNATI, OH 45238-5553
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Warranty Deed, Transfer · Conventional Mortgage SWIFT HOME LOANS INC
Sep 27, 2022	Fiduciary Deed, Transfer · Conventional Mortgage PRIMELENDING
Jan 9, 2020	Warranty Deed, Transfer · FHA Mortgage TCF NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on File
Deed Sale	Jun 8, 2026 · Amount on File
Prior Sale	Sep 27, 2022 · Amount on File
Deed Document Number	202645195
Deed Book / Page	15682 / 2957
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 8, 2026
Property Address	574 VIRGIL RD, CINCINNATI, OH 45238-5553
Document Number	0000045195
Book / Page	15682 / 2957
Instrument Date	May 29, 2026
Instrument	202645195
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,360.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 VIRGIL RD, CINCINNATI, OH 45238-5553

Mortgage

Document Number	0000045196,
Date	Jun 8, 2026
Instrument	202645196

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 27, 2022
Property Address	574 VIRGIL RD, CINCINNATI, OH 45238-5553
Document Number	0000091481
Book / Page	14760 / 1095
Instrument Date	Sep 15, 2022
Instrument	2022-0091481
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$408.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 VIRGIL RD, CINCINNATI, OH 45238-5553

Mortgage

Document Number	0000091482
Date	Sep 27, 2022
Instrument	2022-0091482

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 9, 2020
Property Address	574 VIRGIL RD, CINCINNATI, OH 45238-5553
Document Number	0000002905
Book / Page	014080 / 001372
Instrument Date	Dec 26, 2019
Instrument	2905
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 VIRGIL RD CINCINNATI OH 452385553, CINCINNATI, OH 45238-5553

Mortgage

Document Number	2907
Date	Jan 9, 2020
Book Page	014080/001378
Instrument	2907

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2050

Mortgage

Document Number	2908,
Date	Jan 9, 2020
Book Page	014080/001391
Instrument	2908

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	801 PLUM ST, CINCINNATI, OH 45202-1927

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 574 Virgil Rd was $2,939, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,939.00 (+3.12%)	$47,600 (-) Land $5,103 Building $42,497	$136,000 Land $14,580 Building $121,420
2024	$2,850.00 (-2.2%)	$47,600 (-) Land $5,103 Building $42,497
2023	$2,914.00 (+52.09%)	$47,600 (+69.99%) Land $5,103 Building $42,497	$136,000 Land $14,580 Building $121,420
2022	$1,916.00 Homeowner's exemption	$28,001 Land $5,072 Building $22,929
2020			$80,000 Land $14,490 Building $65,510

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 574 Virgil Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 574 Virgil Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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