574 Todd Loop, Los Alamos (White Rock), NM 87547 Property Records

Los Alamos County property record for 574 Todd Loop, Los Alamos, NM 87547

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 1966
Lot Size	0.327 acres (14,250 sqft)
Owner	2 Individual Names on File
Last Sale	$585,200 (Oct 2025)
Tax Bill	$3,934 (2026)
Deeds & Mortgages	Feb 2020 Line of Credit Jan 2009 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1-040-108-170-246`

Property Details

APN / Parcel Number

Primary APN	`1-040-108-170-246`
Alternative APN	`R005959`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1999
Exterior Material	Brick/Stone
Roof Material	Shingle
Lot Area	14,250 sqft (0.327 acres)
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	510 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R005959
Street Address	574 TODD LOOP
City	WHITE ROCK
State	NM
Zip	87547-3544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE ROCK CANYON LOT: 021 S: 3 T: 18N R: 7E
Legal Range	07E
Legal Township	18N
Legal Section	03
Legal Subdivision	WHITE ROCK CANYON
Legal Lot Number	21
Jurisdiction	LOS ALAMOS NM
Township / Civil Division	WHITE ROCK
Census Block Group	3
Census Block	3005
Census Tract	500

Owner

574 Todd Loop is owned and occupied by two individuals who bought it in October 2025.

Source: Los Alamos County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	574 TODD LOOP, WHITE ROCK, NM 87547-3544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2020	Deed of Trust, Mortgage · Line of Credit NEW MEXICO BANK & TRUST
Jan 12, 2009	Deed of Trust, Mortgage · Conventional Mortgage LOS ALAMOS NATIONAL BANK
Oct 24, 2025	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jan 7, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Nov 14, 2005	Warranty Deed, Transfer LOS ALAMOS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2025 · Amount on File
Deed Sale	Oct 24, 2025 · Amount on File
Prior Sale	Jan 7, 2022 · Amount on File
Deed Document Number	2025260921
Prior Transfer Date	Jul 20, 2005
Prior Transfer Doc	0000186706
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ALAMOS NM
Property Address	574 TODD LOOP, WHITE ROCK, NM 87547-3544
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00188/0062
Date	Feb 11, 2020
Book Page	188/0062
Instrument	242177

Lender

Name	NEW MEXICO BANK & TRUST
Type	Bank
Address	LOS ALAMOS, NM 87544

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	Monthly

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ALAMOS NM
Property Address	574 TODD LOOP, WHITE ROCK, NM 87547-3544
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00145/0185
Date	Jan 12, 2009
Book Page	145/0185
Instrument	199300

Lender

Name	LOS ALAMOS NATIONAL BANK
Type	Bank
Address	LOS ALAMOS, NM 87544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2039

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOS ALAMOS NM
Recording Date	Oct 24, 2025
Property Address	574 TODD LOOP, WHITE ROCK, NM 87547-3544
Document Number	0000260921
Map Reference	DOC 5227
Instrument Date	Oct 21, 2025
Instrument	260921
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TG LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	574 TODD LOOP, LOS ALAMOS, NM 87547-3544

Mortgage

Document Number	0000260922
Date	Oct 24, 2025
Instrument	260922

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOS ALAMOS NM
Recording Date	Jan 7, 2022
Property Address	574 TODD LOOP, WHITE ROCK, NM 87547-3544
Document Number	000196/718
Book / Page	196 / 718
Map Reference	DOC 5227
Instrument Date	Jan 6, 2022
Instrument	250833
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	TITLE GUARANTY, TITLE GUARANTY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	574 TODD LOOP, LOS ALAMOS, NM 87547-3544

Mortgage

Document Number	0000250834
Date	Jan 7, 2022
Instrument	250834

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOS ALAMOS NM
Recording Date	Nov 14, 2005
Property Address	574 TODD LOOP, WHITE ROCK, NM 87547-3544
Document Number	00132/0592
Book / Page	132 / 0592
Map Reference	MB 1 PG 73
Instrument Date	Nov 14, 2005
Instrument	186707
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	574 TODD LOOP, LOS ALAMOS, NM 87547-3544

Mortgage

Document Number	0000186708
Date	Nov 14, 2005
Instrument	186708

Lender

Name	LOS ALAMOS NATIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2035

Mortgage

Document Number	00132/0594
Date	Nov 14, 2005
Book Page	132/0594
Instrument	186709

Lender

Name	LOS ALAMOS NATIONAL BANK
Type	Bank
Address	LOS ALAMOS, NM 87544

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Dec 1, 2010
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year T-Bill
Margin	3
Max Rate	12.7%

Tax Assessment & Valuation

The 2026 property tax bill for 574 Todd Loop was $3,934.

Source: Los Alamos County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Los Alamos County
Unified School District	Los Alamos Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,934.00	$181,390 (+9.44%) Land $49,030 Building $132,360	$544,180 (+9.44%) Land $147,090 Building $397,090
2025	$3,934.00	$165,740 Land $44,090 Building $121,650	$497,240 Land $132,280 Building $364,960
2023	$3,750.00 (+84.82%)	$156,240 Land $42,370 Building $113,870	$468,700 Land $127,100 Building $341,600
2022	$2,029.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 574 Todd Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 574 Todd Loop is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 52% of New Mexico
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS ALAMOS MUNICIPAL WATER SYSTEM serves 25,000 people · EPA ID NM3500115
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
NMSurf Fixed Wireless	200 / 50

May also be available: Choice Broadband.

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