574 Summit Ave, Saint Paul, MN 55102 Property Records

Ramsey County property record for 574 Summit Ave, Saint Paul, MN 55102

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 5,477 sqft · built 1910
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,075,000 (Aug 2022)
Tax Bill	$20,758 (2025)
Deeds & Mortgages	May 2022 Line of Credit Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-28-23-32-0281`

Property Details

APN / Parcel Number

Primary APN	`01-28-23-32-0281`
Alternative APNs	`012823320026` `8497894` `555028`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	5,477 sqft Living Area
1st Floor Area	2,242 sqft
Basement Area	780 sqft
Finished Basement	780 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1940
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	555028
Street Address	574 SUMMIT AVE
City	SAINT PAUL
State	MN
Zip	55102-2654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRACE PARK ADDITION TO,THE C E 3 FT OF S 30.88 FT OF N 78.72 FT & E ...N 150 FT OF LOTS 1 & 2 BLK 4
Legal Range	23
Legal Township	28
Legal Section	01
Legal Subdivision	TERRACE PARK ADDITION TO,THE C
Legal Block	4
Legal Lot Number	1-2
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3002
Census Tract	35800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Historic Hill District listed 1976 · 1,009 contributing resources · NRIS 76001067

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

574 Summit Ave is owned and occupied by two individuals who acquired it in April 2025.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	574 SUMMIT AVE, SAINT PAUL, MN 55102-2654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Line of Credit ST PAUL FEDERAL BANK FOR SAVINGS
Aug 16, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2022 · Amount on File
Deed Sale	Aug 16, 2022 · Amount on File
Prior Sale	Aug 12, 2022 · Amount on File
Deed Document Number	20224960021
Last Transfer Date	Apr 15, 2025
Transfer Doc	0005061854
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	574 SUMMIT AVE, SAINT PAUL, MN 55102-2654
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04946467
Date	May 10, 2022
Instrument	A04946467

Lender

Name	ST PAUL FEDERAL BANK FOR SAVINGS
Type	Bank
Address	SAINT PAUL, MN 55106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 9, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 16, 2022
Property Address	574 SUMMIT AVE, SAINT PAUL, MN 55102-2654
Document Number	0A04960021
Instrument Date	Aug 12, 2022
Instrument	A04960021
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,547.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	574 SUMMIT AVE, SAINT PAUL, MN 55102-2654

Mortgage

Document Number	0A04960022
Date	Aug 16, 2022
Instrument	A04960022

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 574 Summit Ave was $20,758.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,108,500 (-4%) Land $309,100 Building $799,400	$1,108,500 (-4%) Land $309,100 Building $799,400
2025	$20,758.00	$1,154,700 Land $309,100 Building $845,600	$1,154,700 Land $309,100 Building $845,600
2023	$18,814.00	$1,077,200 Land $309,100 Building $768,100	$1,077,200 Land $309,100 Building $768,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 574 Summit Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 574 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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