574 Sprague Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 574 Sprague Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 2014
Lot Size	17 acres (743,134 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Aug 2003)
Tax Bill	$5,086 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04153-06-002`

Property Details

APN / Parcel Number

Primary APN	`04153-06-002`
Alternative APN	`R1623045`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	3,720 sqft
1st Floor Area	1,860 sqft
Basement Area	1,860 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Modular
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	743,134 sqft (17 acres)

Exterior Amenities

Porch	Slab
Porch Area	43 sqft
Deck Area	43 sqft
Patio Area	93 sqft
Balcony Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	R1623045
Street Address	574 SPRAGUE AVE
City	BERTHOUD
State	CO
Zip	80513-8906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O
Legal Description	LOT 2, MARTENS SUBDIVISION (2003017765)
Legal Range	70W
Legal Township	4N
Legal Section	15
Legal Subdivision	MARTENS SUBDIVISION (2003017765)
Legal Lot Number	2
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	1
Census Block	1042
Census Tract	2601

Owner

Source: Larimer County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	574 SPRAGUE AVE, BERTHOUD, CO 80513-8906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2003 · Amount on Record
Deed Sale	Aug 12, 2003 · Amount on Record
Deed Document Number	2003102525
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	574 SPRAGUE AVE, BERTHOUD, CO 80513-8906
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 SPRAGUE AVE, BERTHOUD, CO 80513-8906

Mortgage

Document Number	0000036305
Date	Aug 30, 2024
Instrument	20240036305

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 3, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	574 SPRAGUE AVE, BERTHOUD, CO 80513-8906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088230
Date	Oct 27, 2020
Instrument	20200088230

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,086.00 (+18.28%)	$52,550 (+14.5%) Land $4,469 Building $48,081	$840,800 (+22.74%) Land $71,500 Building $769,300
2023	$4,300.00 (+10.82%)	$45,896 (+23.57%) Land $4,791 Building $41,105	$685,000 (+28.18%) Land $71,500 Building $613,500
2022	$3,880.00	$37,141 Land $4,969 Building $32,172	$534,400 Land $71,500 Building $462,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 94% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hilltop Broadband Fixed Wireless	50 / 15
Rise Broadband Fixed Wireless	50 / 10

May also be available: Vistabeam.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Sprague Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures