574 Rucker Rd, Murfreesboro, TN 37127 Property Records

Rutherford County property record for 574 Rucker Rd, Murfreesboro, TN 37127

Property Summary

Property Type	Single Family Home
Details	2,490 sqft · built 2017
Lot Size	5.55 acres (241,758 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (May 2017)
Tax Bill	$2,447 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`149-009.03-000`

Property Details

APN / Parcel Number

Primary APN	`149-009.03-000`
Alternative APNs	`149 00903` `R0081623`

Interior

Plumbing Fixtures	14 Plumbing Fixtures
Building Area	2,490 sqft Living Area
1st Floor Area	2,050 sqft
Upper Floors Area	440 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	241,758 sqft (5.55 acres)
Garage Type	Attached
Garage Area	656 sqft
Porch	Patio

Utilities, Heating & Cooling

Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Account Number	R0081623
Street Address	574 RUCKER RD
City	MURFREESBORO
State	TN
Zip	37127-6453
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	RUTHERFORD TN
Township / Civil Division	6
Census Block Group	3
Census Block	3002
Census Tract	40702

Owner

574 Rucker Rd is owned and occupied by two individuals who bought it in May 2017.

Source: Rutherford County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	574 RUCKER RD, MURFREESBORO, TN 37127-6453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage US WIDE FINANCIAL LLC
Oct 7, 2019	Deed of Trust, Mortgage · Line of Credit WILSON BK&TR
Feb 7, 2018	Deed of Trust, Mortgage WILSON BK&TR
Aug 14, 2017	Trustee's Deed, Construction Loan · Line of Credit WILSON BK&TR
May 5, 2017	Warranty Deed, Transfer · Line of Credit WILSON BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2017 · Amount on File
Deed Sale	May 5, 2017 · Amount on File
Prior Sale	Aug 10, 2012 · Amount on File
Deed Document Number	20172082747
Deed Book / Page	1569 / 1673
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Recording Date	Oct 5, 2026
Property Address	574 RUCKER RD, MURFREESBORO, TN 37127-6453
Document Number	0002671379
Book / Page	2687 / 3183
Instrument Date	Sep 14, 2026
Instrument	20262671379
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 RUCKER RD, MURFREESBORO, TN 37127-6453

Mortgage

Document Number	0002671379,
Date	Oct 5, 2026
Book Page	2687/3183
Instrument	20262671379

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	574 RUCKER RD, MURFREESBORO, TN 37127-6453
Transaction Type	Mortgage
Record Updated	Feb 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021883269
Date	Dec 29, 2021
Book Page	2188/3269
Instrument	2414350

Lender

Name	US WIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	Nov 1, 2031

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	574 RUCKER RD, MURFREESBORO, TN 37127-6453
Document Number	RB18281434
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 RUCKER RD MURFREESBORO TN 371276453, MURFREESBORO, TN 37127-6453

Mortgage

Document Number	RB18281434
Date	Oct 24, 2019
Book Page	001828/001434
Instrument	2236652

Lender

Name	WILSON BK&TR
Type	Bank
Address	MURFREESBORO, TN 37133-1909

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 23, 2029

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	574 RUCKER RD, MURFREESBORO, TN 37127-6453
Document Number	RB16482329
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Nov 6, 2018
Title Company	LAWYERS LAND AND TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	574 RUCKER RD MURFREESBORO TN 371276453, MURFREESBORO, TN 37127-6453

Mortgage

Document Number	RB16482329
Date	Feb 12, 2018
Book Page	001648/002329
Instrument	2130430

Lender

Name	WILSON BK&TR
Type	Bank
Address	LEBANON, TN 37087

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 11, 2033

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Aug 14, 2017
Property Address	574 RUCKER RD, MURFREESBORO, TN 37127-6453
Book / Page	001598 / 001882
Instrument Date	Aug 3, 2017
Instrument	2100367
Transaction Type	Construction Loan
Record Updated	Sep 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3625 MANSON PIKE #3112 MURFREESBORO TN 371294124, 3112, MURFREESBORO, TN 37129-4124

Mortgage

Document Number	RB15981882
Date	Aug 14, 2017
Book Page	001598/001882
Instrument	2100367

Lender

Name	WILSON BK&TR
Type	Bank
Address	MURFREESBORO, TN 37128

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 13, 2018

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	May 5, 2017
Property Address	574 RUCKER RD, MURFREESBORO, TN 37127-6453
Document Number	RB15691673
Book / Page	001569 / 001673
Instrument Date	May 2, 2017
Instrument	2082747
Transaction Type	Transfer
Record Updated	May 12, 2017
Title Company	SOLOMON PARKS TITLE AND ESCROW L, SOLOMON PARKS TITLE & ESCROW L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4518 SCOTTISH DR MURFREESBORO TN 371284681, MURFREESBORO, TN 37128-4681

Mortgage

Document Number	RB15691675
Date	May 5, 2017
Book Page	001569/001675
Instrument	2082748

Lender

Name	WILSON BK&TR
Type	Bank
Address	MURFREESBORO, TN 37128

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 4, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 574 Rucker Rd was $2,447.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,975 (+24.96%) Land $48,950 Building $114,025	$651,900 Land $195,800 Building $456,100
2025	$2,447.00	$130,425 Land $27,975 Building $102,450
2023	$2,447.00	$130,425 Land $27,975 Building $102,450	$521,700 (-) Land $111,900 Building $409,800
2022			$521,700 Land $111,900 Building $409,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 574 Rucker Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 574 Rucker Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: United Communications.

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