574 Porta Rosa Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 574 Porta Rosa Cir, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,009 sqft · built 2012
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jul 2017)
Tax Bill	$6,467 (2025)
Deeds & Mortgages	May 2023 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028685-1340`

Property Details

APN / Parcel Number

Primary APN	`028685-1340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,009 sqft Living Area
Gross Area	2,693 sqft
1st Floor Area	2,009 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	246 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	574 PORTA ROSA CIR
City	SAINT AUGUSTINE
State	FL
Zip	32092-4764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57/94-109 MURABELLA UNIT 3 LOT 134 OR4403/321
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 3
Legal Block	1
Legal Lot Number	134
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1009
Census Tract	20906

Owner

574 Porta Rosa Cir is owned and occupied by an individual who bought it in July 2017.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	574 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 27, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 19, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Jul 12, 2017	Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2017 · Amount on File
Deed Sale	Jul 12, 2017 · Amount on File
Prior Sale	Jul 23, 2012 · Amount on File
Deed Document Number	201747907
Deed Book / Page	4403 / 321
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	574 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 PORTA ROSA CIR, ST AUGUSTINE, FL 32092-4764

Mortgage

Document Number	0057580310
Date	May 16, 2023
Book Page	5758/310
Instrument	2023037394

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	574 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764

Mortgage

Document Number	0053270886
Date	Jul 27, 2021
Book Page	5327/886
Instrument	2021082704

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	574 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Document Number	0048890548
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	574 PORTA ROSA CIR ST AUGUSTINE FL 320924764, ST AUGUSTINE, FL 32092-4764

Mortgage

Document Number	0048890548
Date	Feb 25, 2020
Book Page	004889/000548
Instrument	14743

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 12, 2017
Property Address	574 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Document Number	0044030321
Book / Page	004403 / 000321
Instrument Date	Jun 30, 2017
Instrument	47907
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	574 PORTA ROSA CIR ST AUGUSTINE FL 320924764, ST AUGUSTINE, FL 32092-4764

Mortgage

Document Number	44030323
Date	Jul 12, 2017
Book Page	004403/000323
Instrument	47908

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 574 Porta Rosa Cir was $6,467 with a homeowner's exemption, up 7.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,835 (+2.7%)	$357,659 (-5.7%) Land $110,000 Building $247,659
2025	$6,467.00 (+7.86%) Homeowner's exemption	$253,978	$379,295 Land $110,000 Building $269,295
2024	$5,996.00 (+4.15%)
2023	$5,757.00 (+3.01%) Homeowner's exemption	$239,631 (+3%)	$381,409 (+9.12%) Land $89,600 Building $291,809
2022	$5,589.00 Homeowner's exemption	$232,651	$349,533 Land $89,600 Building $259,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 574 Porta Rosa Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 574 Porta Rosa Cir is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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