Carteret County property record for 574 Pearson Cir, Newport, NC 28570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,200 sqft · built 2005 |
| Lot Size | 0.348 acres (15,159 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $251,000 (Aug 2019) |
| Tax Bill | $1,256 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6315.02.78.1104000 |
| Primary APN | 6315.02.78.1104000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,200 sqft Heated Area |
| Gross Area | 1,640 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,159 sqft (0.348 acres) |
| Lot Dimensions | 190 ft deep x 80 ft wide |
| Garage Type | Mixed |
| Garage Area | 120 sqft |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 39157 |
|---|---|
| Street Address | 574 PEARSON CIR |
| City | NEWPORT |
| State | NC |
| Zip | 28570-5020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15M |
| Legal Description | L7 BROAD RIDGE |
| Legal Subdivision | BROAD RIDGE |
| Legal Block | 78 |
| Legal Lot Number | 7 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 970804 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 574 PEARSON CIR, NEWPORT, NC 28570-5020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK |
| Nov 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 29, 2019 | Warranty Deed, Transfer · Conventional with PMI BRANCH BK&TR |
| Aug 29, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 27, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on Record |
| Deed Sale | Aug 29, 2019 · Amount on Record |
| Prior Sale | Jun 30, 2009 · Amount on Record |
| Deed Document Number | 20191647441 |
| Deed Book / Page | 1647 / 441 |
| Prior Transfer Date | Aug 12, 2019 |
| Prior Transfer Doc | 0016470440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 574 PEARSON CIR, NEWPORT, NC 28570-5020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 574 PEARSON CIR, NEWPORT, NC 28570-5020 |
| Document Number | 0017440462 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 1744/462 |
| Instrument | 1744462 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 31, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 574 PEARSON CIR, NEWPORT, NC 28570-5020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017440461 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 1744/461 |
| Instrument | 1744461 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Aug 29, 2019 |
| Property Address | 574 PEARSON CIR, NEWPORT, NC 28570-5020 |
| Document Number | 0016470441 |
| Book / Page | 001647 / 000441 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $502.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 574 PEARSON CIR NEWPORT NC 285705020, NEWPORT, NC 28570-5020 |
| Document Number | 16470442 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 001647/000442 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Aug 29, 2019 |
| Property Address | 574 PEARSON CIR, NEWPORT, NC 28570-5020 |
| Document Number | 0016470440 |
| Book / Page | 001647 / 000440 |
| Instrument Date | Aug 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 574 PEARSON CIR NEWPORT NC 285705020, NEWPORT, NC 28570-5020 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Dec 27, 2018 |
| Property Address | 574 PEARSON CIR, NEWPORT, NC 28570-5020 |
| Document Number | 0016260267 |
| Book / Page | 001626 / 000267 |
| Instrument Date | Dec 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 574 PEARSON CIR NEWPORT NC 285705020, NEWPORT, NC 28570-5020 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $379,730 (-) Land $59,427 Building $320,303 | $379,730 (-) Land $59,427 Building $320,303 | |
| 2025 | $1,256.00 (+20.89%) | $379,730 (+79.39%) Land $59,427 Building $320,303 | $379,730 (+79.39%) Land $59,427 Building $320,303 |
| 2023 | $211,680 Land $43,560 Building $168,120 | $211,680 Land $43,560 Building $168,120 | |
| 2022 | $1,039.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 128 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 128 in force |
| Nearby Flood Claims | 140 (1994–2024) |
| Claims Outside the SFHA | 24 of 140 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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