Wallingford Town property record for 574 N Elm St, Wallingford, CT 06492
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,601 sqft · built 1941 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Sep 2008) |
| Tax Bill | $7,400 (2026) |
| Deeds & Mortgages | Jul 2023 Refinance Aug 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WALL M:092 L:014 |
| Primary APN | WALL M:092 L:014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,601 sqft Living Area |
| Gross Area | 3,794 sqft |
| 1st Floor Area | 1,030 sqft |
| Basement Area | 738 sqft |
| Unfinished Basement | 420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | B0107050 |
|---|---|
| Street Address | 574 N ELM ST |
| City | WALLINGFORD |
| State | CT |
| Zip | 06492-3239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R18 |
| Legal Lot Number | 14 |
| Jurisdiction | WALLINGFORD CT |
| Township / Civil Division | WALLINGFORD |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 175800 |
574 N Elm St is owned and occupied by two individuals who bought it in September 2008.
Source: Wallingford Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 574 N ELM ST, WALLINGFORD, CT 06492-3239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Aug 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GARDEN STATE HOME LOANS |
| Apr 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED BANK |
| Dec 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN ST HM LNS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2008 · Amount on File |
| Deed Sale | Sep 15, 2008 · Amount on File |
| Prior Sale | May 23, 2001 · Amount on File |
| Deed Book / Page | 1340 / 199 |
| Transfer Doc | 1535-531 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALLINGFORD CT |
| Property Address | 574 N ELM ST, WALLINGFORD, CT 06492-3239 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001708-984 |
|---|---|
| Date | Jul 5, 2023 |
| Book Page | 1708/984 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALLINGFORD CT |
| Property Address | 574 N ELM ST, WALLINGFORD, CT 06492-3239 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1668-175 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 1668/175 |
| Instrument | 3577200015 |
| Name | GARDEN STATE HOME LOANS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALLINGFORD CT |
| Property Address | 574 N ELM ST, WALLINGFORD, CT 06492-3239 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1602-53 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 1602/53 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALLINGFORD CT |
| Property Address | 574 N ELM ST, WALLINGFORD, CT 06492-3239 |
| Document Number | 1643-751 |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Address | 574 N ELM ST WALLINGFORD CT 064923239, WALLINGFORD, CT 06492-3239 |
| Document Number | 1643-751 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 001643/000751 |
| Name | GARDEN ST HM LNS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 9, 2050 |
The 2026 property tax bill for 574 N Elm St was $7,400, up 1.9% from the year before.
Source: Wallingford Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Wallingford Town |
| Unified School District | Wallingford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,400.00 (+1.86%) | $301,200 (-) Land $112,100 Building $189,100 | $468,042 (+121.99%) |
| 2025 | $7,265.00 | $301,200 Land $112,100 Building $189,100 | $210,840 Land $78,470 Building $132,370 |
| 2024 | $7,265.00 (+24.81%) | ||
| 2023 | $5,821.00 | $198,400 Land $93,400 Building $105,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 574 N Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 574 N Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALLINGFORD WATER DEPARTMENT serves 37,267 people · EPA ID CT1480011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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