574 Mitchell Rd, Wilmington, OH 45177 Property Records

Clinton County property record for 574 Mitchell Rd, Wilmington, OH 45177

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,679 sqft · built 1977
Lot Size1.87 acres (81,457 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Dec 2020)
Tax Bill$2,893 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN023560-3

Property Details

APN / Parcel Number

Primary APN023560-3
Alternative APNs
  • 270-14-13-04-0005-00
  • 2700105089

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,679 sqft Living Area
1st Floor Area2,679 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeNo Foundation
Lot Area81,457 sqft (1.87 acres)
TerrainHigh
Garage TypeAttached - Finished
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Deck Area240 sqft
Patio Area288 sqft
Shed1 Shed
Shed Area210 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Account Number023560-3
Street Address574 MITCHELL RD
CityWILMINGTON
StateOH
Zip45177-8520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal DescriptionPHILIP H BARTRAM SD LOT 5
Legal SubdivisionPHILIP H BARTRAM
Legal Lot Number5
JurisdictionCLINTON OH
Township / Civil DivisionUNION
Census Block Group2
Census Block2022
Census Tract964501

Owner

Source: Clinton County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address574 MITCHELL RD, WILMINGTON, OH 45177-8520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2022Deed of Trust, Mortgage · Line of Credit
UNITED SAVINGS BANK
Dec 31, 2020Survivorship Deed, Transfer · Conventional Mortgage
UNITED SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2020 · Amount on Record
Deed SaleDec 31, 2020 · Amount on Record
Prior SaleJan 1, 1990
Deed Document Number20206831
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON OH
Property Address574 MITCHELL RD, WILMINGTON, OH 45177-8520
Transaction TypeMortgage
Record UpdatedDec 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address574 MITCHELL RD, WILMINGTON, OH 45177-8520

Mortgage

Document Number202200006060
DateDec 8, 2022
Instrument2022-00006060
Lender
NameUNITED SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueNov 23, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionCLINTON OH
Recording DateDec 31, 2020
Property Address574 MITCHELL RD, WILMINGTON, OH 45177-8520
Document Number202000006831
Instrument DateDec 18, 2020
Instrument2020-00006831
Transaction TypeTransfer
Record UpdatedJan 13, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address8534 E KEMPER RD, CINCINNATI, OH 45249-3701
Mail Care OfUNION SAVINGS BANK

Mortgage

DateDec 31, 2020
Lender
NameUNITED SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of March 10, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClinton County
County SubdivisionUnion Township
Unified School DistrictWilmington City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,893.00 (-13.9%) Homeowner's exemption$107,170 (-) Land $16,310 Building $90,860$306,200 (-) Land $46,600 Building $259,600
2024$3,360.00 (+4.15%) Homeowner's exemption$107,170 (-) Land $16,310 Building $90,860$306,200 (-) Land $46,600 Building $259,600
2023$3,226.00 (+12.33%) Homeowner's exemption$107,170 (+24.69%) Land $16,310 Building $90,860$306,200 (+24.68%) Land $46,600 Building $259,600
2022$2,872.00 Homeowner's exemption$85,950 Land $10,330 Building $75,620
2020$245,590 Land $29,520 Building $216,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILMINGTON CITY PWS
serves 12,401 people · EPA ID OH1401211
Water SourceSurface water
Last State InspectionMay 2025
Also Mapped HereWESTERN WATER COMPANY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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