574 Middle St, New Bedford, MA 02740 Property Records

Bristol County and New Bedford City property record for 574 Middle St, New Bedford, MA 02740

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 858 sqft · built 1915
Lot Size	0.116 acres (5,040 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Oct 1987)
Tax Bill	$3,705 (2025)
Deeds & Mortgages	Nov 2022 Refinance Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`NEWB M:0050 L:0214`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0050 L:0214`
Alternative APNs	`NWBF M:0050 L:0214` `9810`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	858 sqft Living Area
Gross Area	1,836 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,040 sqft (0.116 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9810
Street Address	574 MIDDLE ST
City	NEW BEDFORD
State	MA
Zip	02740-3762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUB
Legal Lot Number	214
Jurisdiction	NEW BEDFORD MA
Township / Civil Division	NEW BEDFORD
Census Block Group	4
Census Block	4028
Census Tract	651600

Owner

574 Middle St is owned and occupied by an individual who bought it in October 1987.

Source: Bristol County and New Bedford City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	574 MIDDLE ST, NEW BEDFORD, MA 02740-3762
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT
Oct 6, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 5, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 17, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FALL RIVER FIVE CENTS SAVINGS BANK
Jul 31, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 1987 · Amount on File
Deed Sale	Oct 29, 1987 · Amount on File
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Property Address	574 MIDDLE ST, NEW BEDFORD, MA 02740-3762
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133974
Date	Nov 25, 2022
Instrument	133974

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Property Address	574 MIDDLE ST, NEW BEDFORD, MA 02740-3762
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135499
Date	Oct 6, 2023
Instrument	135499

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Property Address	574 MIDDLE ST, NEW BEDFORD, MA 02740-3762
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136707
Date	Jul 5, 2024
Instrument	136707

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2064

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Property Address	574 MIDDLE ST, NEW BEDFORD, MA 02740-3762
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000124731
Date	Dec 17, 2018
Instrument	124731

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEW BEDFORD MA
Recording Date	Jul 31, 2019
Property Address	574 MIDDLE ST, NEW BEDFORD, MA 02740-3762
Document Number	0000126040
Instrument Date	Jul 31, 2019
Instrument	126040
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 MIDDLE ST NEW BEDFORD MA 027403762, NEW BEDFORD, MA 02740-3762

Tax Assessment & Valuation

The 2025 property tax bill for 574 Middle St was $3,705, up 11.7% from the year before.

Source: Bristol County and New Bedford City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	New Bedford City
Unified School District	New Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,705.00 (+11.73%)	$327,600 (+18.57%) Land $98,300 Building $229,300	$291,935 (+4.74%)
2024	$3,316.00 (-9.6%)	$276,300 (+7.64%) Land $91,300 Building $185,000	$278,730
2023	$3,668.00	$256,700 Land $77,300 Building $179,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 574 Middle St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 574 Middle St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BEDFORD DPI serves 101,079 people · EPA ID MA4201000
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 787 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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