574 Keys Blvd, Clearlake Oaks, CA 95423 Property Records

Lake County property record for 574 Keys Blvd, Clearlake Oaks, CA 95423

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,217 sqft · built 1977
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (May 2019)
Tax Bill	$3,137 (2026)
Deeds & Mortgages	May 2020 Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`035-822-060-000`

Property Details

APN / Parcel Number

Primary APN	`035-822-060-000`
Alternative APN	`035-822-06`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,217 sqft Living Area
1st Floor Area	1,217 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Concrete
Lot Area	9,583 sqft (0.22 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	035-822-06
Street Address	574 KEYS BLVD
City	CLEARLAKE OAKS
State	CA
Zip	95423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	CLEARK LAKE KEYS 06
Legal Block	1
Legal Lot Number	531
Jurisdiction	LAKE CA
Township / Civil Division	LUCERNE-CLEARLAKE OAKS
Census Block Group	1
Census Block	1006
Census Tract	601

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1935, CLEARLAKE OAKS, CA 95423-1935
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 15, 2019	Affidavit of Death, Transfer FIRST AMERICAN TITLE
May 15, 2019	Grant Deed, Transfer · Conventional Mortgage BORG FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2019 · Amount on Record
Deed Sale	May 15, 2019 · Amount on Record
Prior Sale	Dec 28, 2016 · Amount on Record
Deed Document Number	20195752
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	574 KEYS BLVD, CLEARLAKE OAKS, CA 95423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005822
Date	May 21, 2020
Instrument	2020005822

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE CA
Recording Date	May 15, 2019
Property Address	574 KEYS BLVD, CLEARLAKE OAKS, CA 95423
Document Number	0000005751
Instrument Date	Apr 26, 2019
Instrument	5751
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 KEYS BLVD CLEARLAKE OAKS CA 95423, CLEARLAKE OAKS, CA 95423

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	May 15, 2019
Property Address	574 KEYS BLVD, CLEARLAKE OAKS, CA 95423
Document Number	0000005752
Instrument Date	Apr 26, 2019
Instrument	5752
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	574 KEYS BLVD CLEARLAKE OAKS CA 95423, CLEARLAKE OAKS, CA 95423

Mortgage

Document Number	5753
Date	May 15, 2019
Instrument	5753

Lender

Name	BORG FAMILY TRUST (PT)
Address	46 BUFFALO CT, PACIFICA, CA 94044-3840

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,137.00 (+2.35%)	$271,936 (+2%) Land $62,578 Building $209,358
2025	$3,065.00 (+2.13%)	$266,604 (+4.04%) Land $61,351 Building $205,253
2023	$3,001.00 (+5.08%)	$256,254 Land $58,970 Building $197,284
2022	$2,856.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	1,331.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 91 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	91 in force
Nearby Flood Claims	5 (1998–2023)
Most Recent Claim	Apr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARLAKE OAKS COUNTY WATER DISTRICT serves 2,359 people · EPA ID CA1710001
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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