574 Island Walk E, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 574 Island Walk E, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,173 sqft · built 1996
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Tax Bill	$3,349 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Feb 2021 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`537-04-00-007`

Property Details

APN / Parcel Number

Primary APN	`537-04-00-007`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,173 sqft Living Area
1st Floor Area	1,339 sqft
Upper Floors Area	1,834 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Multi-Family
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	842 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	574 ISLAND WALK E
City	MOUNT PLEASANT
State	SC
Zip	29464-7834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -BELLE HALL PARKWAY AND THE ISLAND DESCRIPTION -LOT 574 PHASE I SITE NAME -BELLE HALL
Legal Subdivision	BELLE HALL PARKWAY AND THE ISLAND
Legal Phase	1
Legal Lot Number	574
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2000
Census Tract	4614

Owner

574 Island Walk E is owned and occupied by an individual who acquired it in June 2007.

Source: Charleston County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	574 ISLAND WALK E, MOUNT PLEASANT, SC 29464-7834
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage · Line of Credit BEACON COMMUNITY BANK
Feb 16, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NATIONAL ASSOCIATION
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 26, 2007
Transfer Doc	T635/0475
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	574 ISLAND WALK E, MOUNT PLEASANT, SC 29464-7834
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 ISLAND WALK E, MOUNT PLEASANT, SC 29464-7834

Mortgage

Document Number	0012180864
Date	Dec 14, 2023
Book Page	1218/864

Lender

Name	BEACON COMMUNITY BANK
Type	Bank
Address	CHARLESTON, SC 29403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 4, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	574 ISLAND WALK E, MOUNT PLEASANT, SC 29464-7834
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 ISLAND WALK E, MOUNT PLEASANT, SC 29464-7834

Mortgage

Document Number	09600729
Date	Feb 16, 2021
Book Page	960/729

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATION
Type	Bank
Address	CHARLESTON, SC 29423

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 20, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	574 ISLAND WALK E, MOUNT PLEASANT, SC 29464-7834
Document Number	0926/0524
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 ISLAND WALK E MOUNT PLEASANT SC 294647834, MOUNT PLEASANT, SC 29464-7834

Mortgage

Document Number	0926/0524
Date	Oct 17, 2020
Book Page	000926/000524

Lender

Name	SOUTH ST BK
Type	Bank
Address	NORTH CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 574 Island Walk E was $3,349, up 12.7% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,349.00 (+12.69%)	$884,091 (+2,775.09%) Land $296,071 Building $588,020	$1,209,000 Land $429,700 Building $779,300
2024	$2,972.00	$30,750
2022	$2,756.00	$30,750	$815,200 Land $273,000 Building $542,200
2020			$815,200 Land $273,000 Building $542,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 574 Island Walk E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 429 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	429 in force
Nearby Flood Claims	13 (1999–2023)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 574 Island Walk E is moderate, ranking above 63% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 84% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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