574 Gold Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 574 Gold Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,243 sqft · built 1966
Lot Size	0.154 acres (6,700 sqft)
Owner	Individual Name on File
Tax Bill	$662 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`122-142-05-00`

Property Details

APN / Parcel Number

Primary APN	`122-142-05-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,243 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	6,700 sqft (0.154 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	574 GOLD DR
City	OCEANSIDE
State	CA
Zip	92057-4326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 28 TR 005457
Legal Subdivision	MESA MARGARITA
Legal Tract	005457
Legal Block	2
Legal Lot Number	28
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2006
Census Tract	18617

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	574 GOLD DR, OCEANSIDE, CA 92057-4326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Oct 26, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 26, 2018
Transfer Doc	0000448552
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 24, 2026
Property Address	574 GOLD DR, OCEANSIDE, CA 92057-4326
Document Number	0000212188
Instrument Date	Jul 14, 2026
Instrument	2026212188
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 GOLD DR, OCEANSIDE, CA 92057-4326

Mortgage

Document Number	0000212188,
Date	Jul 24, 2026
Instrument	2026212188

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 26, 2018
Property Address	574 GOLD DR, OCEANSIDE, CA 92057-4326
Document Number	0000448552
Instrument Date	Oct 26, 2018
Instrument	448552
Transaction Type	Transfer
Record Updated	Nov 2, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 GOLD DR OCEANSIDE CA 920574326, OCEANSIDE, CA 92057-4326

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$62,849 (+2%) Land $17,163 Building $45,686
2025	$662.00 (+5.75%) Homeowner's exemption	$61,618 (+4.04%) Land $16,827 Building $44,791
2023	$626.00 (+1.79%) Homeowner's exemption	$59,227 Land $16,175 Building $43,052
2022	$615.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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