574 Current Rd, Clarksville, TN 37040 Property Records

Montgomery County property record for 574 Current Rd, Clarksville, TN 37040

Property Summary

Property Type	Single Family Home
Details	3.25 ba · 2,232 sqft · built 2011
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$182,500 (Jul 2011)
Tax Bill	$2,564 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16H A 43.00`

Property Details

APN / Parcel Number

Primary APN	`16H A 43.00`
Alternative APNs	`016H A 04300 000` `7676`

Interior

Full Baths	3.25 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,232 sqft Living Area
Gross Area	2,798 sqft
1st Floor Area	915 sqft
Upper Floors Area	1,317 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	506 sqft
Driveway	Driveway
Driveway Area	1,288 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	574 CURRENT RD
City	CLARKSVILLE
State	TN
Zip	37040-6190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SUBDIVISION: RESERVE AT OAKLAND BLOCK: 1 LOT: 570 PLAT BOOK: F PLAT PAGE: 444 SPLIT OFF 16-1 T-08 QC V1212-2903 T-08 PRORATED
Legal Subdivision	RESERVE AT OAKLAND
Legal Block	1
Legal Lot Number	570
Jurisdiction	MONTGOMERY TN
Township / Civil Division	20
Census Block Group	2
Census Block	2015
Census Tract	102010

Owner

Source: Montgomery County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	574 CURRENT RD, CLARKSVILLE, TN 37040-6190
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Aug 24, 2020	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Jun 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage FORTERA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2011 · Amount on Record
Deed Sale	Jul 6, 2011 · Amount on Record
Deed Document Number	2011895398
Deed Book / Page	1391 / 1045
Prior Transfer Date	Jun 30, 2011
Prior Transfer Doc	0000895397
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Recording Date	Aug 5, 2026
Property Address	574 CURRENT RD, CLARKSVILLE, TN 37040-6190
Document Number	0001554345
Book / Page	2502 / 3176
Instrument Date	Jul 31, 2026
Instrument	20261554345
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 CURRENT RD, CLARKSVILLE, TN 37040-6190

Mortgage

Document Number	0001554345,
Date	Aug 5, 2026
Book Page	2502/3176
Instrument	20261554345

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2056

Interest

Rate	6.43%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	574 CURRENT RD, CLARKSVILLE, TN 37040-6190
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02002/1440
Date	Aug 24, 2020
Book Page	2002/1440
Instrument	1271781

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	574 CURRENT RD, CLARKSVILLE, TN 37040-6190
Document Number	0001170734
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 CURRENT RD CLARKSVILLE TN 370406190, CLARKSVILLE, TN 37040-6190

Mortgage

Document Number	0001170734
Date	Jul 2, 2018
Book Page	001821/001622
Instrument	1170734

Lender

Name	FORTERA CU
Address	2050 LOWES DR, CLARKSVILLE, TN 37040-1620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Municipality	Clarksville City
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,564.00 (+1.34%)	$84,925 (-)	$339,700 (-) Land $65,000 Building $274,700
2024	$2,530.00 (+10.24%)	$84,925 (+57.93%)	$339,700 (+57.93%) Land $65,000 Building $274,700
2023	$2,295.00 (+1.15%)	$53,775 (-1.1%)
2022	$2,269.00	$54,375	$215,100 Land $40,000 Building $175,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2021–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CDE Lightband Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Cumberland Connect.

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