574 Co Rd 88, Fruithurst, AL 36262 Property Records

Cleburne County property record for 574 Co Rd 88, Fruithurst, AL 36262

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$481 (2026)
Deeds & Mortgages	Jun 2019 Mortgage Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18 07 01 12 0 000 013.001`

Property Details

APN / Parcel Number

Primary APN	`18 07 01 12 0 000 013.001`

Interior

Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,152 sqft Total Area
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	576 sqft
Deck Area	Deck Area
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	574 COUNTY ROAD 88
City	FRUITHURST
State	AL
Zip	36262-3349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM INT E R/W CO HWY 49 & N R/W CO HWY 35 TH ELY ALG N R/W 688 TO POB THN CONT E ALG N R/W 189.99 NW 230 SW 190 SE 230 TO POB
Legal Range	11E
Legal Township	14S
Legal Section	12
Jurisdiction	CLEBURNE AL
Township / Civil Division	FRUITHURST
Census Block Group	1
Census Block	1089
Census Tract	959500

Owner

574 Co Rd 88 is owned and occupied by an individual.

Source: Cleburne County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	574 COUNTY ROAD 88, FRUITHURST, AL 36262-3349
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST CHOICE LOAN SERVICES INC
Jan 21, 2021	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Apr 8, 2020	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Aug 7, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST CHOICE LOAN SERVICES INC
Oct 30, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jun 4, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AL
Property Address	574 COUNTY ROAD 88, FRUITHURST, AL 36262-3349
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02019/1402
Date	Jun 4, 2019
Book Page	2019/1402
Instrument	59699

Lender

Name	FIRST CHOICE LOAN SERVICES INC
Type	Mortgage Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AL
Property Address	574 COUNTY ROAD 88, FRUITHURST, AL 36262-3349
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	ORCHARD STREET SETTLEMENTS LLC, ORCHARD STREET STLMTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002021/257
Date	Jan 21, 2021
Book Page	2021/257
Instrument	820015409

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AL
Property Address	574 COUNTY ROAD 88, FRUITHURST, AL 36262-3349
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	ORCHARD STREET SETTLEMENTS LLC, ORCHARD STREET STLMTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02020/1053
Date	Apr 8, 2020
Book Page	2020/1053
Instrument	820013294

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AL
Property Address	574 COUNTY ROAD 88, FRUITHURST, AL 36262-3349
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 COUNTY ROAD 88, FRUITHURST, AL 36262-3349
Investor	Possibly a Property Investor

Mortgage

Document Number	02019/1402
Date	Aug 7, 2019
Book Page	2019/1402
Instrument	60151

Lender

Name	FIRST CHOICE LOAN SERVICES INC
Type	Mortgage Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AL
Property Address	574 COUNTY ROAD 88, FRUITHURST, AL 36262-3349
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/3508
Date	Oct 30, 2017
Book Page	2017/3508
Instrument	56038

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2032

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEBURNE AL
Recording Date	Jun 4, 2019
Property Address	574 COUNTY ROAD 88, FRUITHURST, AL 36262-3349
Document Number	02019/1154
Book / Page	2019 / 1154
Instrument Date	May 31, 2019
Instrument	59698
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1065 COLEMAN ST, HEFLIN, AL 36264-1648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 COUNTY ROAD 88, FRUITHURST, AL 36262-3349
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 574 Co Rd 88 was $481, up 7.1% from the year before.

Source: Cleburne County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Cleburne County
Unified School District	Cleburne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$481.00 (+7.13%)
2025	$449.00 (+6.65%)	$13,862 (-39.04%) Land $800 Building $13,062	$138,620 (+21.93%) Land $8,000 Building $130,620
2024	$421.00 (+9.92%)	$22,738 (+9.8%) Land $1,296 Building $21,442	$113,690 (+9.8%) Land $6,480 Building $107,210
2023	$383.00	$20,708 (-) Land $1,200 Building $19,508	$103,540 (-) Land $6,000 Building $97,540
2022	$383.00	$20,708 Land $1,200 Building $19,508	$103,540 Land $6,000 Building $97,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 574 Co Rd 88 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 574 Co Rd 88 is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 87% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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