574 Bowman Rd, Versailles, KY 40383 Property Records

Woodford County property record for 574 Bowman Rd, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1998
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (May 2024)
Tax Bill	$6,449 (2025)
Deeds & Mortgages	May 2024 Sale & Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-0000-064-01`

Property Details

APN / Parcel Number

Primary APN	`11-0000-064-01`
Alternative APNs	`34072` `36426`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Lot Area	218,236 sqft (5.01 acres)
Driveway	Driveway

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	36426
Street Address	574 BOWMAN RD
City	VERSAILLES
State	KY
Zip	40383-9083
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	1 STORY
Jurisdiction	WOODFORD KY
Township / Civil Division	SOUTH WOODFORD
Census Block Group	4
Census Block	4030
Census Tract	50200

Owner

574 Bowman Rd is owned and occupied by two individuals who bought it in May 2024.

Source: Woodford County records, as of June 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	574 BOWMAN RD, VERSAILLES, KY 40383-9083
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Deed, Transfer · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA
Oct 4, 2021	Deed, Transfer · Conventional Mortgage L&N FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2024 · Amount on File
Deed Sale	May 7, 2024 · Amount on File
Prior Sale	Oct 4, 2021 · Amount on File
Deed Document Number	2024250931
Deed Book / Page	346 / 220
Record Updated	Sep 20, 2026

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	May 7, 2024
Property Address	574 BOWMAN RD, VERSAILLES, KY 40383-9083
Document Number	00D346/220
Book / Page	D346 / 220
Instrument Date	May 7, 2024
Instrument	250931
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	829 MILDRED ST, VERSAILLES, KY 40383-1017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 BOWMAN RD, VERSAILLES, KY 40383-9083

Mortgage

Document Number	0000250932
Date	May 7, 2024
Instrument	250932

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	Other
Max Rate	10.7%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Oct 4, 2021
Property Address	574 BOWMAN RD, VERSAILLES, KY 40383-9083
Document Number	D329/259
Book / Page	D329 / 259
Instrument Date	Sep 10, 2021
Instrument	112445
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109B CROSSFIELD DR, 109B, VERSAILLES, KY 40383-1444

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	574 BOWMAN RD, VERSAILLES, KY 40383-9083

Mortgage

Document Number	112446
Date	Oct 4, 2021
Instrument	112446

Lender

Name	L&N FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 574 Bowman Rd was $6,449.

Source: Woodford County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,449.00	$660,000	$660,000
2023	$6,297.00	$590,000	$590,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 574 Bowman Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 6 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 574 Bowman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SO WOODFORD CO WATER DISTRICT serves 4,218 people · EPA ID KY1200411
Water Source	Purchased surface water from VERSAILLES WATER SYSTEM
Last State Inspection	Jul 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

May also be available: All Points Broadband, AT&T.

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