574 3rd St, Tracy, MN 56175 Property Records

Lyon County property record for 574 3rd St, Tracy, MN 56175

Property Summary

Property Type	Single Family Home
Details	built 1915
Lot Size	0.229 acres (9,977 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,510 (2026)
Deeds & Mortgages	Jan 2025 Mortgage Feb 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-104111-1`

Property Details

APN / Parcel Number

Primary APN	`31-104111-1`

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	9,977 sqft (0.229 acres)

Location & Zoning

Street Address	574 3RD ST
City	TRACY
State	MN
Zip	56175-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2ND RAILWAY ADDITION TO TRACY 01010001 N 110' LTS 15 & 16 BLK 18 EX N 110' OF THE ELY 3' LT 15
Legal Subdivision	2ND RAILWAY ADDITION
Legal Block	18
Legal Lot Number	15-16
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2006
Census Tract	360700

Owner

Source: Lyon County assessment roll, as of September 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	574 3RD ST, TRACY, MN 56175-1217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT FCU
Feb 25, 2025	Warranty Deed, Transfer
Apr 11, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	574 3RD ST, TRACY, MN 56175-1217
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019041
Date	Jan 22, 2025
Instrument	19041

Lender

Name	SOUTHPOINT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 21, 2045

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Feb 25, 2025
Property Address	574 3RD ST, TRACY, MN 56175-1217
Document Number	0000019169
Instrument Date	Feb 20, 2025
Instrument	19169
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Tax	$19.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	574 3RD ST, TRACY, MN 56175-1217

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Apr 11, 2017
Property Address	574 3RD ST, TRACY, MN 56175-1217
Document Number	0000212496
Instrument Date	Apr 4, 2017
Instrument	212496
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	543 3RD ST, TRACY, MN 56175-1238

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,510.00 (+8.75%)
2025		$120,800 (+41.95%) Land $7,000 Building $113,800	$120,800 (+41.95%) Land $7,000 Building $113,800
2024	$2,308.00 (+29.08%)
2023	$1,788.00	$85,100 Land $9,200 Building $75,900	$85,100 Land $9,200 Building $75,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tracy serves 2,154 people · EPA ID MN1420010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
LTD Broadband Fixed Wireless	150 / 130
Midcontinent Communications Fixed Wireless	100 / 20

May also be available: Clarity Telecom.

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